MyBankTracker rated TCF Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.
First and foremost, worst experience ever. They lied many times, received a debit card in the mail but no pin, was told the pin would arrive in 2-3 days. Never came. Took over a month to receive a working debit card. They have many many kinds of dumb fees. They scam you with over draft fees (over $400 in my case) i did the refer a friend and never received my $25. The tellers harass you into opening all kinds of useless accounts. You can't do debit, only credit. I would never recommend this bank to anyone.
I was given a $50 gift card and when I decided to use it a while later, the balance was zero. I called TCF and was told that fees were taken out each month, which took the $50. I never used or activated the card. TCF said there is nothing they can do. I am so disappointed. I guess $50 is worth losing customers, I'm closing my TCF account.