MyBankTracker rated TCF Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.
First they took advantage of us by charging us $74 in overdraft fees. When we asked that it be waived as we were not interested in their overdraft protection, they told us that there is nothing they can do because we are asking in more than 14 days after the charges were billed. This is nothing but an excuse. One of our transactions was $15. The overdraft charge that it cased was $37. Then i locked out my account. The first rep i spoke to just unlocked it. Then i ended up locking it again 2 weeks later.
I ended up with a different rep who had a completely different standard of what he will be needing to unlock the account. This one wanted the card or account number in addition to the usual social security, etc. Verification info. I did not have it with me so he refused to unlock my account. So now great i have to call again later. I need one more month to transfer all electronic payments out of it and then i can't wait to close the account. Hopefully i'll have an opportunity to tell the rep when i'm closing the account that they are truly "! @#$ bank. "
I ALWAYS HAD A GOOD EXPERIENCE WITH THIS BANK.
There is validation that they are in violation of multiple federal laws and rules, and when found in violation, THEY get nasty! On top of that, they collect charitable donations from customers, then do press releases about how much money THEY raised for charity. Then THEY take the tax break on those customer-donations. I could go on for 2 weeks from Tuesday. Horrible, unethical and devious people.