The Tellers are always friendly! Ive never day issues! The new daily overdraft fee a lot of people don't know is actually to benefit most! If u think about it most people have multiple ways of accessing their account. If you overdraft it you normally now within the day that you did. So instead of charging people for $35.00 an item times 5 transactions they charge u 1 $28.00 dollar fee. Now even if u only overdraft by one item that is still over then the $35.00 dollar fee. So all the bank is asking u to do is checks your account on a regular basis. Doesn't seem that hard right? On top of that there are many ways to avoid getting those fees in the first place! More basic knowledge don't spend more then u have and your fine, common sense right. So for all those people that complain about overdraft fees use your brain and ive found out that as long as your not screaming at people they are willing to help u if their is a mistake on your account! So if everyone just uses their brain once in a while u should have no issue right. Again common sense!
Tcf bank has horrible customer service and absolutely could not care any less about its customers. They have very poor online services. They canceled my debit card due to a security breach at a store that i shopped at. They gave me no warning that the card would be deactivated and then said that they would charge me $25. 00 to send me a new card quickly, otherwise i would have to wait 10 business days for a debit card. I told them that i would be closing all of my accounts and their response was "ok". My advice is bank anywhere else.
Banked with them since 1985. I've been trying to get a new atm card since september 2014, it's november 2014. I'm part of the home depot breech. I've spent over 227 minutes on the phone and five visits to the branch trying to resolve this. One conclusion, their help desk is either totally incompetent or a room full of liars. No working atm cards but they're always going to send a replacement to me using some sort of 2 day mail service. Or i can spend $35. 00 for a rush service.
Was insulted by a branch manager who seemed more interested in that i close my accounts and she continue with whatever she actually does all day. Oh but if i wanted to stay and get a replacement faster, i could spend $ 35. 00... Loved the old branch, people were great. 29 years with the same bank says a lot in today's world. Too bad there won't be 30 years.