My advise DON'T OPEN ANY ACCOUNT in this "bank".They are CHEATERS.They will say you system error and will charge you overdraft fees and balance return fee.If you will call them EVERY DAY mabe they will return fees after 1 and a half months.If you won't call them You will be lucky after 2-3 mo.It happened to me 2 times in 6 mo.Online banking is the worst as s##t.Every problem you have go to branch and waisting your time.
Have had several accounts for over 10 years. I appreciate the hours on weekends, Sundays, and late days and they are always professional. The online banking works very well. They were the only bank in Chicago to give me an account when I moved here. I am extremely satisfied with my branch on Milwaukee and if necessary, the actual Bank is not too far away on Fullerton.
They literally hold transactions until you withdraw your money just to take them out a week later and charge tons of fees. I'm sorry but i work to hard to give my money away! Closing my account as soon as they open!