MyBankTracker rated TD Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.
After contemplating opening an account with TD bank, I 'took the plunge' in or around July of 2010 since they were currently offering a promotion which included a Flip Camera and no minimum balance checking for one year. I completed the required tasks in order to 'qualify' for the Flip camera, however it never arrived. After visiting the branch repeatedly to inquire, I was given the run around and finally gave up! In July of 2011, my one year of no minimum balance had expired and I was then being assessed a $15/month 'below minimum balance fee'. I expressed my disappointment and the 'no minimum balance' was extended for another year and $50 of the money for the fees they had withdrawn from my balance.
Still No FLIP Cam though....!
Since the account was registered to my New Jersey address and our family (Pennsylvania residence) had not been there in several months, I had not received any statements I was again faced with a similar situation. They had again began hitting my account for $15/month fees. Keep in mind, I was not utilizing this account at all. Not their checking account, bill payer services, etc. They withdrew the remaining balance I had and charged me an additional $45 before I even knew what was happening. They then closed my account and I am now considered a 'Charge off' and in collections!
I could understand assessing fees if I was late on an auto loan or mortgage payment or if I had bounced checks, but what exactly was I being charged for? Charging me for nothing. No services were ever provided and not even the Flip cam ever showed. My husband and I will continue our banking at our Credit Union to avoid these fees and poor customer service from TD Bank. I plan to let everyone know the experiences we have had via SEO, Facebook, etc. I certainly hope the $45 is worth it them!!
I've been a customer of TD Bank for almost 7 years now. I've 5 business checking accounts with them and I'm finally decided to leave this bank because I can't deal with this Forest Ave branch anymore. Dealt with 3 different bankers and they have absolutely no idea what they do. the worst 3 bankers!! Too bad you lost me as a customer. I've been to numerous branch, this is probably one of the worst !! I never have any issues with the branch on Richmond Ave and the 2 branches on Amboy Road. shame on you !!! never return !!! Please have some staff training and have more knowledge if not don't be a freaking banker. The tellers are great in this location and I have to applaud them for their great job.
I didn't give this bank 0 stars only because I had to put something. I walk into TD Bank on 42nd street and Madison Avenue in New York and I received the worst customer service ever. I was attended by a banker called Juanita and she seems to know everything. She was very rude and aggressive and did not resolve my problem at all. I ended up going to a nicer teller called Rosanne, which was a little better. I wouldn't even recommend TD Bank to my worse enemy.