MyBankTracker rated TD Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.
Been banking with them for years. Deposited several large insurance checks. When i made the deposits, the teller didnt tell me that the funds would be on hold for 10 days. I went into my local branch and the teller said that if could provide a copy of all the checks deposited and she could verify they were paid she would talk to mgr about releasing hold. I called and found out that they were all cleared in 1 day. The bank manager said that he could not override the hold. Such b. S. Cannot operate a business without funds. As soon as everything clears, i am closing all of my business and personal accounts. Another scam they have is post all of your checks first before your deposits so they can charge you overdraft or nsf fees.
This bank will not post your debit card transactions and will wait until your account gets low. Then it will take the highest amount and post it first even though its not the first debit. Causing you to have to pay multiple over draft fees. This bank has been sued and lost for this illegal activity and is still practicing this activity
Do not deal with this company. I paid a payment on my account online the same day it was due. I paid around 7pm, come to find out that their cutoff was 5pm in the afternoon ...really talk about bankers hours even online.... anyway after 5pm it goes on the next day which not only caused late charge but in my case also dropped my line of credit from $3800 to zero.... they reimbursed my late charge but decided that i was no longer a customer they wanted..... ooh well i'll still use their money at zero interest for the next two years.... dont deal with this bank.