2 really bad experience since Christmas. I was looking for work over the holiday season and was applying everywhere online. Week later I received a letter in mail saying I qualified as a mystery shopper and and a cheque for around 4000. Oblivious at time time went right to the bank and deposited into may account right away. Never took anything out, After a couple of hours later I realized it was a scam and made a police report with the RCMP, went to my home branch that night and told the bank manager everything gave her all the paper work with the letter I got in the mail And my police report number. She told me that my account would not be affected by it. She lied... Went to deposit my pay cheque 2 days later, And my account was on hold, couldn't even deposit my money. Waited for 40 min while they called head office and finally i could get my money that day. Next day went to transfer from my saving and it was on hold. Called Td and told me I had to go back to home branch. They told me they had to investigate, also they did not know if they wanted with there bank. Took 3 days to access my money.
2-signed up for the online app. I realized on the 1st of the month I was being charged for paper statement, that I have never received before. I looked into it they said it was because my address was not verified and they had not sent on since 2009. So was was I paying 2$ a month If they never mailed it. Ya I knew about the 2 fee from a letter they mailed, which made it to my address just fine. It said if you are currently receiving paper statement by mail you will have to pay 2$ a month. Well I hadn't got one since 2009 on there records and by mine. Asked for My money back talked to many mangers and I got NOTHING. I was like how is this fare you charging me for a service that I'm not receiving your not even mailing it. Go to the bank 2 times week no one has ever asked me to verify my address. They also said I'm the only persons this has ever happened to. BS 2 me
My wife has had an account with this bank for years. I've begged her numerous times to dump them due to their antics but she would not listen. The other day she discovered that someone had compromised her iTunes account to which she had attached her TD bank card. She was fraudulently charged $100 via the account for a gift card that was subsequently drained. Apple was very helpful and helped us clean up and secure the iTunes account. They told us to go to our bank and have them charge back the $100. We went to TD and told them of the fraudulent charge.
They said the charge was still waiting in the que. We said then put a hold on it, they said we cannot do that. We said then to put a stop order on it, they said we cannot do that. So what are we supposed to do, hope nothing happens but if it does then what? Will they charge it back and give us the credit for the fraudulent $100 charge. No, because they see we use that debit card for buy iTunes stuff on a regular basis they cannot prove that it was a fraudulent charge. Are you frigging kidding me?
We showed them the statements from Apple and gave them the security and fraud technician's name and phone number for a call back if they had any doubt. No can do. What a pathetic piece of shit this dump of a bank is. Avoid at all costs, they could care less about you especially if your being ripped off.
3 out of 5 times that I have had to call customer service at TD Bank credit the people have been rude and didn't understand their job. I got married and had to change my name on ALL credit and debit cards and TD bank was the ONLY place I had an issue.
It took FOUR phone calls, TWO returned calls to "confirm my information", ONE AND A HALF months and one FINAL phone call that lasted 44 minutes and took 3 different people to finally promise to overnight me a card for the second time. Now, time to wait and see if they can figure out how to send something overnight this time.