2 really bad experience since Christmas. I was looking for work over the holiday season and was applying everywhere online. Week later I received a letter in mail saying I qualified as a mystery shopper and and a cheque for around 4000. Oblivious at time time went right to the bank and deposited into may account right away. Never took anything out, After a couple of hours later I realized it was a scam and made a police report with the RCMP, went to my home branch that night and told the bank manager everything gave her all the paper work with the letter I got in the mail And my police report number. She told me that my account would not be affected by it. She lied... Went to deposit my pay cheque 2 days later, And my account was on hold, couldn't even deposit my money. Waited for 40 min while they called head office and finally i could get my money that day. Next day went to transfer from my saving and it was on hold. Called Td and told me I had to go back to home branch. They told me they had to investigate, also they did not know if they wanted with there bank. Took 3 days to access my money.
2-signed up for the online app. I realized on the 1st of the month I was being charged for paper statement, that I have never received before. I looked into it they said it was because my address was not verified and they had not sent on since 2009. So was was I paying 2$ a month If they never mailed it. Ya I knew about the 2 fee from a letter they mailed, which made it to my address just fine. It said if you are currently receiving paper statement by mail you will have to pay 2$ a month. Well I hadn't got one since 2009 on there records and by mine. Asked for My money back talked to many mangers and I got NOTHING. I was like how is this fare you charging me for a service that I'm not receiving your not even mailing it. Go to the bank 2 times week no one has ever asked me to verify my address. They also said I'm the only persons this has ever happened to. BS 2 me
I opened a money market account with TD and tried to link to my checking account as overdraft protection. When I called to find the status of that, I was told I needed to sign a physical form which they had mailed to me. I never received the form, so I went to my local branch to sign it. The manager was busy, so a teller said she could help me. She gave me incorrect instructions, so the form needed to be mailed to me with the end result being that it took over a month to get overdraft protection set up for my account. When I spoke with the manager about the situation, she told me everything I had done wrong in the situation. In the end, I closed the MM account and I am in the process of moving both accounts to another bank that pays interest on checking with no minimum balance and pays 8x the interest on money market, also with no minimum balance. I will never bank with TD again.
First let me stat that this review is more about the Vice President store manager then the entire bank location. I never had any problems with this bank branch until I came across the store manager. Plus if the Store manager doesn't know how to manage, then the whole bank is doomed anyways.
The Vice president at this bank goes by the name Silva Vikkimarie. I went to the branch to close an account which should be a simple procedure. I wanted to be in and out with no problems. But i guess that was tooo much to ask. I was greeted from the start with attitude and ridiculously poor customer service. While i am trying to explain what i wanted done, other employees where talking about pizza time. Who called for pizza, what time the pizza was going to get there. Even the Vice president joined in on the pizza conversation while trying to help me. Then i show the Vice president a power of attorney which i have used many times at that location and hundreds of other places with no problem. All of a sudden Silva shouts that the power of attorney doesn't look legit. That sounded so ridiculous i had to laugh. A Vice President of a bank has no idea what a power of attorney looks like? So anyways of course the power of attorney was legit and she closed the account as expected but poor customer service continued until i finally left the building.
Where did TD Bank find this Vice President? If Anyone at TD bank with any sense is reading this it might be a good idea to hire qualified individuals to management positions.
Fire this Vice President ASAP before everyone closes their accounts.
Also TD Bank also started to charge fees for paper billing. Which i didn't agree to and when asked to get a refund for the fee i was denied.
Last time i checked, by law it is required to give a grace period while changing accounts that require fees. If a customer doesn't agree to terms, funds must be refunded. At the very least this should be done as a courtesy. But wait I forgot.......TD bank d