I used my overdraft to make one purchase. There were other debits made prior to using the overdraft priviledge, but i had funds available for them. But td bank decided to slide the overdraft purchase ahead of the other normal debits. This caused all of my prior debits to bounce. Of course they paid it to collect these bogus fees. Now it is costing me 140. 00 in fees for 25 dollars in purchases! Absolutely ridiculous and it seems illegal!
The worst bank i have ever dealt with! There on line banking is a joke and most of their customer service people don't know what they are doing!
They changed my debit card status to "only deposit". Aparently the way to change itâ´s status was calling to loss prevention. They couldnâ´t unblocked and they asked me to go to a branch to verify my identity. That seems reasonable but it was late evening and all the brunches were close. I couldnâ´t get any cash neither pay with my card, itâ´s not big deal when your are at home but if you are in a situation that really need money it is a huge problem. I am goint to the brunch to cancel my account, thanks!!!