Have checking for persons over 50 with no monthly charges as long as I maintain $100 balance. Get free checks, free debit card, free coin counting/changing, free money orders (if needed). Account also pays a minimal interest rate. To date, I have never paid a fee. Have "high yield" savings which does not pay as much as the internet banks but it is easily accessible to my spouse. Have always dealt with courteous, helpful tellers and customer service staff.
I love going there! The guys i know really well, gary, garfield, layla, shelby, and robert etc. They really know my name and if i need to check my status, they are always there to help and they know i would come to take some money out and while i'm wating, they ask how i'm doing, etc.