About UFB Direct

UFB Direct a division of BofI Federal Bank, is an internet only bank that pays you airline mileage for your everyday banking.
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Overall Rating

MyBankTracker rated UFB Direct based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.

B+

MyBankTracker Rating

Customer Rating
Based on 5 Reviews
Financial Health
Based on Texas Ratio: 5.39
Bank Fees
vs. Average
Bank Rates
vs. Average
Mobile Deposits
Mobile Deposits
Mobile Banking
Quality of Mobile Services

Most Helpful Customer Reviews

Paul's Profile Image

Reviewed by Paul

Nov 20th 2008

5 out of 5 marks

Solid + Great Rates

Currently offering 4.00% APY on high-yield savings, can't beat that and haven't had any issues.

Is this review helpful? ▲ Yes 2 ▼ No 0

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Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
Airline Rewards Savings

0.20%

$0

$100

NAME RATE (APY) MIN TO EARN APY Min Deposit
Money Market

0.20%

$5,000

$5,000

NAME RATE (APY) MIN TO EARN APY Min Deposit
Airline Rewards Checking

0.00%

N/A

$100

Banking Fees

Type Fee National average
Monthly Inactivity

$0

$7

Non-Sufficient Fund (Overdraft)

$35

$30

Stop Payment item

$35

$27

Return Deposit

$35

$13

Domestic Wire Transfer (Outbound)

$35

$22

Domestic Wire Transfer (Inbound)

$0

$9

Non-Bank ATM

$0

ATM servicer may charge a fee

$1