About UFB Direct

UFB Direct a division of BofI Federal Bank, is an internet only bank that pays you airline mileage for your everyday banking.
Customer Service #

Featured Rates

Add a Bank to Compare

Bank News
CIT Bank
Add
Bank Rates
Capital One 360
Add
Bank News
OneUnited Bank
Add
Compare Banks

Overall Rating

MyBankTracker Grade

B+
Customer Rating
Based on 3 Reviews
Financial Health
Based on Texas Ratio: 5.39
Bank Fees
vs. Average
Bank Rates
vs. Average
Mobile Deposits
Mobile Deposits
Mobile Banking
Quality of Mobile Services

Customer Reviews

Most Helpful Customer Reviews

Paul's Profile Image

Reviewed by Paul

Nov 20th 2008

5 out of 5 marks

Solid + Great Rates

Currently offering 4.00% APY on high-yield savings, can't beat that and haven't had any issues.

Is this review helpful? ▲ Yes 2 ▼ No 0

Cincy R's Profile Image

Reviewed by Cincy R

Mar 6th 2010

2 out of 5 marks

FDIC shuts down Waterfield

I opened a savings account with UFBDirect in January, and my statements say "Waterfield Bank". Tonight, I got an e-mail from the FDIC saying the OTS has taken that bank over and that the FDIC is the receiver. I won't lose any money, but it's certainly a shock and a pain. I'm not angry, just quite disappointed. This is the first time I've invested online with a bank I don't already know, and likely the last.

Is this review helpful? ▲ Yes 1 ▼ No 0

handsome r's Profile Image

Reviewed by handsome r

Jan 16th 2010

1 out of 5 marks

Good For A Month or 2 at most

These guys are jokers. I called them and asked why I was netting .38% when newbies can get 3%. They wouldn't answer. I asked if I could get the 3% back and they said no. I asked if there was some middle ground between the 3% I signed up for and was still currently offered to folks and they said no.

Is this review helpful? ▲ Yes 1 ▼ No 0

Post a review View all reviews

Popular Questions

No questions have been started about UFB Direct. Help the community by being the first one to start a question about UFB Direct.

Ask a Question

Bank Rates

NAME RATE (APY) MIN TO EARN APY Min Deposit
Airline Rewards Savings

0.20%

$0

$100

NAME RATE (APY) MIN TO EARN APY Min Deposit
Money Market

0.20%

$5,000

$5,000

NAME RATE (APY) MIN TO EARN APY Min Deposit
Airline Rewards Checking

0.00%

N/A

$100

Banking Fees

Type Fee National average
Monthly Inactivity

$0

$7

Non-Sufficient Fund (Overdraft)

$35

$30

Stop Payment item

$35

$27

Return Deposit

$35

$13

Domestic Wire Transfer (Outbound)

$35

$22

Domestic Wire Transfer (Inbound)

$0

$9

Non-Bank ATM

$0

ATM servicer may charge a fee

$1