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Currently offering 4.00% APY on high-yield savings, can't beat that and haven't had any issues.
I opened a savings account with UFBDirect in January, and my statements say "Waterfield Bank". Tonight, I got an e-mail from the FDIC saying the OTS has taken that bank over and that the FDIC is the receiver. I won't lose any money, but it's certainly a shock and a pain. I'm not angry, just quite disappointed. This is the first time I've invested online with a bank I don't already know, and likely the last.
These guys are jokers. I called them and asked why I was netting .38% when newbies can get 3%. They wouldn't answer. I asked if I could get the 3% back and they said no. I asked if there was some middle ground between the 3% I signed up for and was still currently offered to folks and they said no.
|Non-Sufficient Fund (Overdraft)||$35||$30|
|Stop Payment item||$35||$27|
|Domestic Wire Transfer (Outbound)||$35||$22|
|Domestic Wire Transfer (Inbound)||$0||$9|
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