MyBankTracker rated U.S. Bank based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank.
I work for a small business with my father, and we have a car loan on one of our vehicles with u. S. Bank. For the past several years we have promptly paid our bill via monthly check. Lately i have been helping with technology upgrades and started paying more bills online, including our loan with u. S. Bank. I scheduled 3 online transactions in oct, nov, and dec, but in jan i received a notice with our statement stating that we were delinquent on our loan, and they assessed a fairly hefty fee.
I immediately logged in to check our payment status and discovered that without any kind of notice, u. S. Bank had decided to reverse our december 11th payment. I called and spoke to a guy who told me they reversed the payment because a digit was incorrect with the account number we used (of course he was unable to prove that to me, so i had to take his word for it). We are very careful with things like that, so it is unlikely we made a mistake. I asked why they didn't contact me when the payment didn't go through and he said their Auto-dialer Is in charge of handling those kinds of things. I asked for the times of the calls and the first try was christmas eve, then another two days before new years (a sunday).
It was obvious they were deliberately calling when it was unlikely that anyone would be there. Anyway, they refused to waive the fee and i was fed up, so i told him we would go back to writing checks and hung up. What i learned: u. S. Bank is too incompetent to process an online payment. If it was true that we made a mistake in our entry (highly unlikely), u. S. Bank is too unintelligent to refer to our previously submitted financial info. And when there is a customer discrepancy like this, u. S. Bank puts an Auto-dialer In charge of servicing its clients. After this experience, i would rank u. S. Bank no higher than the Sleazy mechanic Of the financial industry. They are a burden to my company, and an embarrassment to this country.
They have the worst customer service! The older lady with the gray hair is the nicest one. Everyone else is just there to get paid. They don't seem to like their jobs or want to do any work, especially the girl in her early 20's and the heavier woman, who seems she is supposed to be managing the place. They need to learn a thing or 2 about customer service. BEWARE!
We have banked with US Bank for 25 years. My husband ordered statements on his business account and misunderstood the fees for ordering them. Which the fees did not post until a month later. The fees were not being accounted for in our ledger and our account became overdrawn. The charges that were going to overdraft the account were still pending so we rushed to the bank to deposit funds. As a curiosity we requested that the senior banker Steve reverse the statement fees since we were not aware of them. We are in the end process of getting a home loan and this doesn't look good at all. I explained that to Steve and he still refused to help us. He over talked us and treated us like we were trying to con money out of the bank. For customers that have used the bank for such a long time, that have not had issues in the past, you think he would be more than happy to reverse the statement fees. I am so disappointed that US Bank treats their customers this way. Our dreams of being home owners could be over. We will be closing our accounts. I hope that our families will hear this unfortunate mishap and take their business to a new back as well.