i applied to refinance my truck after buying it new 9 months ago . people told me to try U S bank and they were suppose to be very reasonable , WHAT A JOKE !!!!! . i was shopping for the best interest rate as i am at 9.5% now . my credit union will do it at 5% but i thought with a 760 credit score and no lates at ALL maybe they could do better , anyway after 5 days and not hearing anything i called the branch and they informed me that i had been denied !!!! really ? . and it was because i had a BK 3 years ago , they said i would have to wait 6 years to be eligable . this bank is rediculious if they dont want my money i will give it to my credit union . DO NOT go with this bank for an auto loan ..... try a credit union or anything else . save yourself the B.S.
The ATM Machine would not accept my deposit. I had to go to work, but right after work, I found another ATM that was working which I was able to make a deposit then. However, by that time, the bank had already debited my account for an overdraft. If the ATM was working, I would have not had the overdraft. I called US Bank, the Resolution Specialist, Luza was short with me.
First I called last week to update my mailing address. The "banker" was having some tech issues and wasn't able to make the change.
Today, I called again and after waiting for about ten minutes of waiting I finally got to speak to a "banker" but guess what, the person helping me was having issues with her computer and said she would would transfer me to another banker. Then she simply hang up.
After calling back, and waiting for about 5 min to speak with another "banker", she informed me she wasn't trained to update mailing address and transferred me to a "Senior Banker" .
Then I learned that for some security reasons they won't be able to update my mailing address over the phone and that I will have to send in a written request that must be notarized. Are you kidding me? What a waste of time!