This bank charges tricky fees all the way. They are there to catch you any time. The customer service is frustrating. To get an answer to a general question, you have to give them every bit of your personal information, which takes forever. They keep and keep asking. I am going to close my account with them.

I made a deposit and was told by the bank manager and the teller at Union Bank On West Grand in Escondido, that my funds would release and be available on Monday at 12:01AM.

At 12:30AM Tuesday I went to rent a hotel room and my debit card was declined ....funds not available. I tried again at 1:30AM and 3:00AM still funds denied. The temperature outside was 38 degrees and I stayed awake with no room all that night. i went to the bank the next morning and funds were available after 9AM.

I asked why my funds didn't clear and they told me that no matter what i was told by the manager and the teller that their disclosure says funds may not be available for up to and additional 24 hours depending on how long my deposit took to be posted. Don't count on your money being there if you bank at Union Bank and do not listen to the employees because it is obvious that they are not aware of the printed disclosure that all customers receive and do not read because the print is 10 times smaller than the print you are currently reading. about the size of this comma > , < do you see the comma between the arrows. In short Union Bank Sucks.........

Union Bank's latest action is an outrage! what this bank has done to my mother, after having a union bank account for over 25 years, with a minimum 10 k balance, never late on a credit card payment or any bill.

They canceled her account when my step father passed on 1/7/13, they had a joint account and she made more money, paid the bills and they have the gal and audacity to assume he is the major figure in this joint account, thats how they justify their decision to close this account.

Assuming he was the principle because he's male, when in fact he was not the principle account holder she has always been in all accounts. This is very chauvinistic and they should be ashamed.

well first I opened a account in my local area, because I thought they were Professional? NOPE I was wrong.

First off, If you are over drawn, they charge a $33.00 fee which does not make any Logical/Mathematical sense what so ever!

I was okay with that at first, but not, then next I know they are Charging $6.00 a day for each day you are Over Drawn and that is just PLAIN WRONG....

My Over all output is

STAY AWAY from UNION BANK!!! don't bank there!

simple

Union Bank is my favorite bank. Their customer service is very good. All the staff treated a good relationship. They give us a very good atmosphere . They have no big bank charges , compared to other banks it is very good for current account holders also for savings account. The internet banking services is awesome.