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Estimated Rating

About Valley National Bank

For more than 81 years, Valley National Bank has been providing quality banking and financial services to retail, commercial and trust customers. It is important to us that all of our customers know Valley’s history and understand our commitment to the

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Customer Service Number

1-800-522-4100

Average Customer Reviews

2 out of 5 marks for 7 reviews

Poor

Bank Financial Health

Texas Ratio

Fair

Bank Fees

According to National Average

No Data

Interest Rates

According to National Average

Fair

Number of Locations

According to National Average

Fair

Mobile Bank Services

Mobile access (iPhone, Android or Website)

Good

Valley National Bank Rates

  • TERM RATE MIN TO OPEN
    6 Month CD

    0.10% APY

    $500

    9 Month CD

    0.15% APY

    $500

    12 Month CD

    0.15% APY

    $500

    18 Month CD

    0.20% APY

    $500

    24 Month CD

    0.20% APY

    $500

    30 Month CD

    0.20% APY

    $500

    36 Month CD

    0.20% APY

    $500

    48 Month CD

    0.20% APY

    $500

    60 Month CD

    0.25% APY

    $500

    72 Month CD

    0.25% APY

    $500

    NAME RATE MIN TO EARN APY MIN TO OPEN
    Valley Statement Savings

    0.03% APY

    $0

    $100

    NAME RATE MIN TO EARN APY MIN TO OPEN
    Prime Advantage MMA

    0.05% APY

    $0

    $1

    Prime Advantage MMA

    0.10% APY

    $5,000

    $5,000

    Prime Advantage MMA

    0.15% APY

    $25,000

    $25,000

    Prime Advantage MMA

    0.15% APY

    $50,000

    $50,000

    Prime Advantage MMA

    0.40% APY

    $100,000

    $100,000

    NAME RATE MIN TO EARN APY MIN TO OPEN
    NOW Accounts

    0.05% APY

    $0

    $100

Valley National Bank Reviews

7

Average customer rating

2 out of 5 marks

See all 7 customer reviews »

Most Helpful Customer Reviews

Sallijane's Profile Image

Sallijane recommends Valley National Bank

May 13th 2012

4 out of 5 marks

passbook savings

I have had this account for many, many years; transferred from branch to branch as I changed my workplaces around northern New Jersey

Is this review helpful? ▲ Yes 1 ▼ No 0

Sokol's Profile Image

Sokol reviewed Valley National Bank

Mar 15th 2013

2 out of 5 marks

Terrible!

I just moved down the block from a Valley national bank. I walked in to break a large bill I had that all the small stores nearby could not break. I thought the bank would be able to. There were no customers in the bank and they refused to help me if I did not have an account with them. All I needed was to break a large bill! What poor service! Why would I ever want to bank with them!?!? That was my first and last experience with this bank!

Is this review helpful? ▲ Yes 1 ▼ No 0

Ella's Profile Image

Ella reviewed Valley National Bank

Mar 1st 2013

1 out of 5 marks

Total Scam-BEWARE of the $499 low refinance rate, they will take the money and deny the mortgage

Recently we applied for the Valley National $499 refinance special.My husband and I have amazing credit history and we had just applied with another bank prior to dealing with Valley National.

Our house was appraised but we did not go with the first bank because the deal with Valley National seemed much cheaper considering the $499. Valley National had assured us that the $499 is non-refundable only if for any reason we refuse the loan. We agreed and filled all the paperwork with Valley National to start the process. They gave us a good faith estimate and sent over their own appraiser/.

Two weeks later we were denied the loan due to our house being under-appraised/. We were absolutely shocked! The Valley National appraiser valued our house at almost $100,00 less than the appraiser from the other bank we turned down, only 2 months prior!! We live in a very affluent area in Long Island, with one of the best school districts in America;.

The value the Valley National Bank appraiser gave our home is a joke! No home in this area can be bought at the price he gave our home?. We soon found out that not only was our loan denied, but the $499 fee was not refundable

. Obviously, suspecting a scam I decided to do some research on Valley National and I found a pattern of the exact same type scams reported by many other people....underestimate and appraisal leading to no refund of $499.

I want to prevent this from happening to anyone else so I am trying to really spread the word and try to ask anyone for help to get our money back.

It should be illegal to take advantage of innocent families that are trying to refinace their homes and fall under this horrible Valley National scheme!!

Is this review helpful? ▲ Yes 1 ▼ No 0

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This bank is an FDIC insured bank. All deposits are insured up to $250,000 per individual account holder.

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