I've been with Webster Bank since for probably 18 years(about the time they took over Derby Savings bank). They started out as a very consumer focused bank looking to provide the best service and reaching out to the needs of their customers. Over the years it has become nothing but a money hungry corporate machine. The tellers in their branches are friendly(for the most part), but it is the overall institution that has become disconnected with their clientele. They are not flexible, they do not care about your needs, they WILL not go above and beyond for you in any situation. It is all about them and their bottom line. They can care less about you and your money. Believe me. If you open an account here, you'll be sorry you ever did. I've deposited millions of dollars in the past few years and they could care less. They treat me like bum on the street. No exaggeration. I will be moving all my funds to another bank and closing all accounts.
We sent you an email to connect offline on January 11th, and would like to learn more about your experiences and how we can improve. We've recently made some changes to ensure an excellent customer experience across all touch points, and would value your feedback.
Received 2 overdraft fees when my account statement still showed my account positive wouldn't wave the fees and was told pending debit card transactions caused it which ridiculous don't bank here they post things so they can charge you overdrafts. There gonna lose my family as customers which have a huge amount of money in them.
We'd be happy to give you a call to help discuss your overdraft options. Or this blog post helps explain what you can do as well: http://bit.ly/ODchoice
Please email us at email@example.com with your phone number if you'd like us to give you a call to explain anything, we're happy to help.
EDIT: Since posting the following review, Webster has reached out to me to resolve this issue, and I am very pleased with the outcome.
I had a personal loan with Webster and opened a checking account with them to save a quarter of a percentage point of interest on the loan. At 17%, I paid over $1000 in interest in only 7 months on my $9900 loan, so I shopped for a better deal. When I found one, I immediately paid off my remaining balance. Because I only opened my checking account to save on the interest in the first place, I decided to close that account as well. When I went into the branch I was told that because I had pending transactions they couldn't close it, but if I wanted I could withdraw the remaining the balance and they would close the account for me the following day. Not my idea, but sounded like a good plan. The following day, a charge from 2 weeks prior for $6 posted, causing previous pending transactions to overdraft. Here I am with $80 in fees. Not bank error I'm told. Can't do anything for you I'm told. Mind you I have never overdrawn my account with them previously. Mind you, I wouldn't have withdrawn this money in the first place if I wasn't advised of this in the first place. Bank error is kind of a general term, is it not? I was told I could take my balance, minus the pending the transactions, and my account would be closed for me the next day. We did not go over a list of my transactions or discuss what cleared or didn't clear. I wasn't in front of a computer looking at my account. I took their word for it. Shame on me. They can't do anything for me? More like they won't. I feel like if I wasn't closing my account, they might treat this differently. They made $1000 on me in the previous 7 months, now any good will they might have built with me is being thrown away over $80. Any chance of me ever applying for another loan with them just went right out the window. Potential $1000's in interest lost over $80. Seems like bad banking to me.
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