Both of the Wells Fargo branches that I use in Sparks, NV treat me very well. They always show me courtesy, are prompt and go out of their way to make me feel welcome. They deduct their fees from the amount of times I use my debit card. I know that banks now charge a fee if you don't have direct deposit, which I am unable to convince the company I work for to do. That is very refreshing compared to the account I had at Chase, in which I felt they where treating me like I was from a third world country.
Great bank with a multiplicity of options. As a student, I appreciated the overdraft program which gives you a 'cushion' of credit for overdraft protection instead of innumerable fees.
There are definitely other reasons to use Wachovia, such as availability of ATMs, (almost) free-checking, etc. But these are the main benefits.
we have had wachovia for maybe a year and since, whenever our direct deposit is set to be deposited they find ways to charge us fees. the latest they charged us nsf fees for funds that cleared our account and they fees that caused our account to go into negative, then they charged us more fees for having a negative balance. might i add, i called and spoke to someone months earlier to take off overdraft protection so if funds were unavailable the card would be declined. i would not recommend anyone to use this rip off bank and definitely don't do direct deposit.