FaWells Fargo Bank
I opened my account on Friday December 28, 2013 at the Wells Fargo (Corrales, NM branch) with a $1000.00 check from The Garden City Group c/o Indian Trust Settlement. This lawsuit $3.4 billion was finally settled after many years, thousands and thousands of people were issued checks on December 12, 2012 so their should've been money in the account and Chase should've known all this money would be going out. When Wells Fargo put the check through Chase bank and the loss prevention dept. said the check was suspicious because their were multiple checks coming out of that account and the check number was out of sequence (obviously) but they did cash the check. But by them telling Wells Fargo that, It's made them suspicious and they put a hard hold (freeze) on my account, which means I can't get access to any of my money and can't cash any checks. I went into my bank and when the banker called to verify the check was good, she than called loss prevention when told them It's was good and got a contact number from Chase but that isn't good enough for Wells Fargo they want a letter on Chase letterhead stating the check amount, the, number, the date It went through and a lot of other stuff faxed to them. Chase won't do that because I'm not a customer and they did cash the check. I don't know what to do but my account will be closed in 10 days. Wells Fargo is the worst Bank ever and does not care about Its' customers, because if they did they would help you and not insist they need a letter (check was verified). I know someone their in loss prevention can clear It up, especially knowing It is a good check. It is their screw up . I don't know if this will mess me up in chex systems where I can't ever cash checks again. As if Chase would help a non-customer with a letter they really need to get to access their account (even though It was there fault). From alking to other people and reading reviews, Wells Fargo is the worst bank ever to bank with.
I had plenty of money in my account and today tried to buy online some new appliances for our kitchen thru Sears.com. The charge was declined. I was so upset. I called WF customer service and they said "well you were trying to make a big purchase, so the computer declined the authorization". I was really mad and told the guy on the phone I had plenty of money in our account and why????? He said my card was now on hold, but he released it and if I had not have called and I had gone to the grocery store or gas station all charges would have been declined.
I told him in no uncertain terms that was crap and what do I need to do to not let this happen again as we are in the middle of a remodel on our house. He said "sorry even if you call ahead of time the computer will decline any large charges".
This is not the first time they have embarrassed me and husband for trying to purchase large items. One other time I tried to pay for $200 worth of gas for our boat and it was declined and there was 25K in the bank. If my SS and husbands retirement were not direct deposited along with utility bills automatically take out each month I would tell this bank to kiss my big fat behind.
I went to WF at washington st in santa clara (corner la fayette and benton) on jan 28, 2015 at approximately 4:30. A bank staff approached me by the name of maninag akkapeddi asking for the purpose of my visit. I told her i need to wire funds and asked how i could waive the associated fees. She indicated that if we have $250,000 or more in our accounts, waiving the fees is possible. I told her that my husband and i had more than a total of $250k, then she referred me to another employee by the name of pritpal kaur. Pritpal immediately indicated that wiring fees are never waived.
I told her that maninag earlier indicated that the fees could be waived if the $250k condition is met. It turned out that maninag misinformed me and according to pritpal, the only fees that could be waived are incoming wires, not outgoing. They may be right but customer service skills of both these employees are pathetic, they acted not to be helpful at all. I understand that they are in no position to waive fees but they both did not even bother to try.
I asked for the branch manager thinking that the manager may have the authority but both indicated that they did not have their manager on site. I left the branch frustrated thinking how could a business operate without an individual of authority able to decide? While the manager may not be present 100 percent of the time, shouldn't there be an assistant or another individual to whom the branch manager may have delegated his/her authority?
After i left this branch annoyed and frustrated, i went to wf branch in el camino and scott in santa clara. On a positive note, this branch was exactly the opposite of washington st. Branch. A staff, vangie pascual immediately assisted. I told her that i need to wire funds but would like to check if the related fees could be waived. She indicated that she will check with the mgr. The mgr approached me personally and took time to listen to my needs. Champs nguyen is a true 'champ' and worth of recognition