They are the most unresponsive customer service company/bank I have encountered in whole life. My spouse was diagnosed with cancer and the medical deductibles and co-pays were astronomical. We got very behind in our bills and on several times were cahrged with NSF fees. I never complained, but recently I paid bills and thought they would not reach the bank until my direct deposit went through.My direct deposit was one day off. I asked if this one time they could give me a break and remove the over $200.00 in NSF charges, they refused. I explained my situation and even offered to bring in a letter from the doctor expalining my husband was being treated for stage 4 cancer, but they didn't bat an eye. Showing no signs of empathy to a customer speaks volumes to me. When a company becomes so hardened they won't look to help people in crisis they loss all my trust. I am changing banks as soon as I have the funds to carry me over until my direct deposit is transitioned. Beware of Wells fargo.
Great bank with a multiplicity of options. As a student, I appreciated the overdraft program which gives you a 'cushion' of credit for overdraft protection instead of innumerable fees.
There are definitely other reasons to use Wachovia, such as availability of ATMs, (almost) free-checking, etc. But these are the main benefits.
we have had wachovia for maybe a year and since, whenever our direct deposit is set to be deposited they find ways to charge us fees. the latest they charged us nsf fees for funds that cleared our account and they fees that caused our account to go into negative, then they charged us more fees for having a negative balance. might i add, i called and spoke to someone months earlier to take off overdraft protection so if funds were unavailable the card would be declined. i would not recommend anyone to use this rip off bank and definitely don't do direct deposit.