Had the scariest thing to happen just now. My home phone rang with an 800 #. I don't usually answer, but decided i wanted to know who was calling on a holiday, new years day 2013. It was an automated call saying it was from my bank wells fargo fraud detection wanting to verify some recent charges to my acct. The first thing it asked for was my zip code. Me being as suspicious of those kinda things as i am, i hung up. I called wells fargo myself. Lo and behold the call was legitimate. The guy started off with verifying my identity then he asked me if i was traveling in canada. I said no i am at home. Someone tried to use my debit card number to get $90 worth of gas. Jesus blocked the charges. Thank you god. Thanks to wells fargo also.
Great bank with a multiplicity of options. As a student, I appreciated the overdraft program which gives you a 'cushion' of credit for overdraft protection instead of innumerable fees.
There are definitely other reasons to use Wachovia, such as availability of ATMs, (almost) free-checking, etc. But these are the main benefits.
we have had wachovia for maybe a year and since, whenever our direct deposit is set to be deposited they find ways to charge us fees. the latest they charged us nsf fees for funds that cleared our account and they fees that caused our account to go into negative, then they charged us more fees for having a negative balance. might i add, i called and spoke to someone months earlier to take off overdraft protection so if funds were unavailable the card would be declined. i would not recommend anyone to use this rip off bank and definitely don't do direct deposit.