I did not open my acct as a 2nd chance - I opened my accts because of the convenience of bank'ng hrs. I opened my accts w/a $50 dep + a sign up bonus, which I did receive. During my tenure w/Woodforest, the staff "knows" me - I mean they KNOW me! Of the original staff, 2 are left, but I can call my branch, talk to 1 of the 2 and get things handled. I ordered cks one time and there was a major mistake -- I called, staff took care of it and w/in a wk I had new cks that were correct. Like others, I keep track of what I spend via online, the hrs are wonderful (wish they would go bk to the org hrs, but I'm okay w/the new hrs), the staff is always courteous. I have and would recommend Woodforest to others. Re: bank rates/fees - in line w/other banks.
To start we relocated from there to the Midwest for husband's job, been a customer for a few years. My husbands check has been direct deposited every two weeks about 7000.00, his new employer which is headquartered out of Katy, Texas. Gives a paper check for your first check his new company took the time to go the bank and deposit the check so we would have access to his money, being he hasn't had a check in over a month since relocating. Well to make it short they put a 10 day hold on it, unbelieveable!! His new employer is local to this bank and a 95 million dollar company. Someone is not doing their job all they had to do is call and verify the funds. We will be changing banks as soon as the hold is lifted.
Woodforest National Bank is dedicated to providing quality customer service and we would appreciate the opportunity to speak with you directly. Please contact your local branch or our Customer Care department toll free at 1-888-224-0132 or email SocialMedia@woodforest.com
I absolutely am pleased with this bank. The branch in Laurens, Sc is so helpful. I am one that have been careless with checking accounts in the past. They help me turn around. Now I understand. You spend what you have and keep track of your spending. Its all about paying attention. The tellers there know you when you come in and are always nice. I cant blame woodforest for overdrafts at all. This bank is not trying to get rich off of working people, they are there to help careless account holders become responsible.