Articles by Daryl Paranada

Daryl is a staff writer at MyBankTracker.com who specializes in consumer spending, student finances and debt.

How You're Easily Duped by Debt Settlement Companies That Don't Seem So Bad At First If you have tons of debt, you might be tempted to use a debt settlement company for help. But it's risky. Here are the dangers of debt settlement companies. What to Do When Wallet is Lost or Stolen on Travel Photo of Daryl Paranada Daryl Paranada What to Do When Wallet is Lost or Stolen on Travel Is there anything scarier than losing your wallet in a foreign destination?... 5 Reasons Why You Should Avoid Cosigning for a Loan Photo of Daryl Paranada Daryl Paranada 5 Reasons Why You Should Avoid Cosigning for a Loan Suppose a loved one or child approaches you and asks you to cosign on a loan.... 7 Signs Your Loyalty Program Isn't Rewarding Enough and Why You Should Quit Companies use loyalty programs as a way to get consumers to repeat business. But sometimes you just need to quit your program. Here are signs to watch for. Why Your Fear of Going Broke In Retirement Will Come True You’ve heard that Americans aren’t saving enough for retirement, but you're doing nothing about it. These 6 reasons will ensure you go broke in retirement. 5 Reasons Living Without a Credit Card Is Easier Than You Think Photo of Daryl Paranada Daryl Paranada 5 Reasons Living Without a Credit Card Is Easier Than You Think I have a confession to make: I don’t have a credit card. OK, that’s not exactly true.... 9 Reasons Why Cash Is No Longer King and Your Faith In Plastic Will Be Restored Photo of Daryl Paranada Daryl Paranada 9 Reasons Why Cash Is No Longer King and Your Faith In Plastic Will Be Restored Cash is bad for you. That might sound blasphemous, but if you’re one of those people... 10 Ways to Save on Air Conditioning Costs to Beat the Heat Air conditioners use 5% of all the electricity produced in the U.S. Beat the heat by following these tips to save on air conditioning costs. 10 Awesome Ways for Finding a Job After College That Will Minimize Frustration Finding a job after college isn’t easy. New graduates face a tough job market scarce with work opportunities. Follow these tips to get a job. 5 Alternatives to Pay for Your College Photo of Daryl Paranada Daryl Paranada 5 Alternatives to Pay for Your College When Lisa Roll was in college nearly twenty years ago, she remembers receiving...