(Nearly) Recession-Proof Credit Card Rates
Credit card interest rates below 10% are in short supply these days, but quite a few still offer rates below the national average of 14.90%, including the trio of options we’ve listed below. Keep in mind, however, that you’ll probably need a credit score of 700+ in order to qualify for the lowest rates.
How to Get Out of Debt: 7 Steps to Financial Freedom
For so many individuals, pulling ahead of debt can be one of the toughest challenges that he or she would have to go through. That really cool gadget one must simply have, the "occasional" restaurant dinners that have just become too frequent, the lavish holiday gifts that have all gone beyond budget – all these have contributed to a pleasurable lifestyle and consequently, heavy debt. Spending way above one’s means would eventually catch up and the anxiety that one would have to deal with is something that you would not wish on anyone.
Credit card rewards programs
Due to a dreary economy and troubled financial industry, many rewards credit cards are either scaling back on their offerings or requiring excellent credit scores for decent interest rates. However, a few good cards still exist for those with less than top-notch credit at rates far south of 20 percent. Whether you prefer merchandise, cash or miles, a credit score in the decent range is all you need to access the benefits offered by the rewards cards listed below:
Amboy Direct $50 Bank Bonus
With a $100 minimum, you can take advantage of this offer when you open up a Esavings Account with Amboy Direct. This account has no monthly balance minimums or service fees and the interest rate is 1% APY for accounts under $2,999.99 and 2.02% APY over $3,000.00.
How much has banking changed? – value of banks from 2007 to today
The market capitalization of banks has shrunk remarkably over the last two years. ( Market cap is the worth of a publicly traded company. ) Below we provide a point of comparison for the latest data available as of this morning (2/20/2009). The outer circle is the market cap of the largest banks in 2007, and the inner circle is size of the bank as of today. Both data points are in Billions of dollars.
It’s Not Too Late to Join the “WaMu Doubles Your Deposit” Sweepstakes
Here's great news for all Washington Mutual account holders! You still have over a month to join the WaMu Doubles Your Deposit Sweepstakes which ends March 31, 2009. Now under the management of JP Morgan Chase, Washington Mutual or WaMu has an ongoing promo that makes saving up more exciting. For those who have yet to participate in this Sweepstakes, read on for the details.
$200 Coupon Offer from Chase for Opening New Business Account
A great deal from one of the largest banks in the country. Chase is offering customers $200 for opening a business checking account with a minimum deposit of $500. All you have to do is visit the promo page by 3/28/09 and you will receive the offer within 30 net days.
Get up to $225 from Citibank in Gift Cards
Open a qualifying Citibank checking account with ThankYou Network and get bonus ThankYou Points when you perform eligible activities. Get additional points when you open a qualifying Money Market Account. Earn even more when you apply, get approved and perform eligible activities with a qualifying Citi Credit Card. And since you can get monthly ThankYou Points for everyday banking activities, the rewards keep adding up.
Get paid up to $120 each year with any checking account through Green$ense
Enroll any personal checking account with Citizens Bank and you will get 10 cents every time you pay without paper - like when you use your debit card, pay a bill online, or have an automatic payment charged to your checking account or debit card. You can earn up to $120 a year.
How to Save a Bundle by Avoiding ATM Fees and Other Bank Charges
Having to pay for ATM fees and other unwanted bank charges can take the pleasure out of having gotten a really good rate for your savings. With bank interest rates as low as they are now, you could end up paying the bank more than what you are actually getting from your account. Not a very smart deal there.
Merrill Lynch, Morgan Stanley Battle Independent Brokerages For Wealthy Investors
U.S. Bank Acquires FBOP Corporation’s 9 Failed Banking Subsidiaries
Assessing the Impact of the FDIC’s Temporary Liquidity Guarantee Program
FDIC Chairman Shelia Bair on The State of American Banking – Summary and Analysis
Citibank Credit Card Interest Skyrockets In Anticipation of Federal Regulation
Commerce Bank of Southwest Florida Fails, Becomes 123 Bank to Close in 2009
ING Direct Black Friday Special: Save ‘Til You Drop
Savers Left With Fewer Options as Hudson City Savings Lowers Top CD Rates
Wells Fargo Settles $1.4 Billion Lawsuit Regarding Auction-Rate Securities
‘Too Big To Fail’ Firms May Be Broken Down To Smaller Size
