Earn $30 Bonus With Free Checking From Capital One

Capital One Bank is looking to help consumers save more by chipping in when you set up automatic transfers from your checking to your savings. The program also presents the opportunity to earn an extra $30 by setting up direct deposit ($15) and online bill payment ($15).

Here’s how:

• Open a SmartCents Checking account and a Simple Savings account.
• Use your debit card and pay bills online to build up automatic savings.
• As your savings grow, Capital One contribute to your goal as well.

To visit Promotion Page please click here.

You can open an account online, calling 1.888.855.BANK or by visiting a local branch.

Additional facts around the SmartCents Checking account:

• No monthly maintenance or activity fees
• No minimum balance required
• Every time you make a debit card purchase or pay a bill online, Capital One will transfer 50¢ of your money from your
• SmartCents checking account to your linked savings account.
• Capital One will match 100% of your eligible SmartCents transfers for the first three months, then 5% after that.

Click here for a nice tool that shows your total yearly savings.

Small Print:

• $30 total SmartCents Checking account bonus available to new to bank checking customers only
• Qualifying direct deposit includes payments such as payroll, pension, or Social Security to your checking account.
• Bonus-eligible transactions must post within the first three months of account opening.
• Capital One will match 100% of eligible SmartCents transfers made within the first three months after account opening for new to bank checking customers only. Thereafter, Capital One Bank will match 5%.
• Existing customers who convert an existing Capital One Bank checking account to a SmartCents Checking account will receive a 5% match from the date of account conversion.
• Maximum Capital One contribution through matching contributions and bonuses is $300 per anniversary year.
• The matching funds and bonuses will be credited to the linked savings account annually and paid within 30 days of the anniversary date of the account opening.
• $50 minimum account opening requirement for SmartCents Checking. Customer purchases checks. Personal accounts only. Limit one personal SmartCents Checking account per customer.

About the banks

 

Capital One

Headquartered in McLean, Virginia, Capital One® offers a broad array of financial products and services to consumers, small businesses and commercial clients in the U.S., Canada and the UK.

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