Provident Bank wan’t you to be smart with your money. The new Free Smart Checking Account offers a great 4.01% APY on balances up to $25,000, as well as 1.00% APY on the portion of your balance that is above $25,000, with no monthly fees and no minimum balance.
The account includes:
- A Free Visa Debit Card
- Online Bill Pay
- Online Banking 24/7
- Unlimited Refunds for Non-Provident ATM Fees Nationwide
In order to start earning these great benefits, just follow these 3 easy steps each month:
- Make 10 signature-based Point-of-sale (POS) purchases
- Receive 1 direct deposit or 1 automatic ACH debit
- Enroll in online banking and receive e-Statements
If you aren’t able to meet these requirements, don’t worry, you still receive Provident’s free checking with a 0.25% APY for your entire balance, and can try to qualify the next month. To open this account, you must initially deposit a minimum of $50.
