Credit
Ideal conditions spawn new mortgage applications
Latest figures released by the Mortgage Bankers Association show that mortgage applications, which includes new and refinance mortgage applications posted its highest numbers since May of this year.
Credit Card Reward Programs Are Experiencing Cutbacks
Credit cards play a major part in the lives of many people today. Many Americans have long-standing relationships with their credit cards. Credit cards are used for making everyday purchases.
Credit Card Security is in Your Hands
Security has certainly improved through the years. Banking online and using your credit cards are more secure than ever.
New Credit Card Rules are in Effect – More Changes to Come in February
It was signed into law last May 22 by President Obama but the Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 officially went into effect last August 20. And that's just the first phase of it.
HELOCs Vs. Credit Cards: Which Is The Better Source of Emergency Cash?
As its name implies, a HELOC or Home Equity Line of Credit essentially differs from the other forms of home loans, in that instead of receiving a lump sum upon loan approval, the borrower gets a revolving credit line which he can draw on should the need arise.
Chase Introduces “Chase Sapphire”, First-Ever Proprietary Rewards Credit Card for Affluent Consumers
Joining the ranks of the American Express and Visa Black Card, Chase Card Services, announced today the launch of Chase Sapphire, a rewards card designed for the affluent market.
Choosing the Right Credit Card
Credit cards offer people the power to purchase almost anything without having to deal out large amounts of cash. Credit card spending is, at times, tricky and wrong decisions could leave you with huge debts and interest payments.
Having Trouble Paying Down Your Credit Card? Make Your Bank An Offer It Can’t Refuse
Attention all delinquent credit card holders! Now's the best time to settle your bill. If the financial industry and the auto industry had their respective bailouts late last year, this could be the time for ordinary consumers to be given some leeway in their debts, particularly credit card bills.
Credit Card Balance Transfer: The Pros, The Cons, And The Caveats
Statistics show that the average American household carries a credit card debt of about $10,000. If you are one of these consumers who carry a substantial credit card balance which you just can't see yourself paying off in the next few months, you may feel that getting another credit card is the last thing that you would need. However, if you are able to avail of a 0% balance transfer offer that is really free of any hidden charges, you could end up saving yourself hundreds (and even thousands) of dollars in interest for about a year.
Consumers To See Changes In The Credit Card Industry As Senate Passes Bill
It won't be long now before the said reforms in the credit card industry that would put an end to sudden jumps in interest rates and credit card fees will be made into law. In a sweeping vote of 90-5 Tuesday (May 19, 2009), the Senate passed the credit card reform bill only a few weeks after the House passed its own version of the bill in a 357-70 vote.
Merrill Lynch, Morgan Stanley Battle Independent Brokerages For Wealthy Investors
U.S. Bank Acquires FBOP Corporation’s 9 Failed Banking Subsidiaries
Assessing the Impact of the FDIC’s Temporary Liquidity Guarantee Program
FDIC Chairman Shelia Bair on The State of American Banking – Summary and Analysis
Citibank Credit Card Interest Skyrockets In Anticipation of Federal Regulation
Commerce Bank of Southwest Florida Fails, Becomes 123 Bank to Close in 2009
ING Direct Black Friday Special: Save ‘Til You Drop
Savers Left With Fewer Options as Hudson City Savings Lowers Top CD Rates
Wells Fargo Settles $1.4 Billion Lawsuit Regarding Auction-Rate Securities
‘Too Big To Fail’ Firms May Be Broken Down To Smaller Size
