Even as some CD averages inched downward the past week, our best CD rates remain the same including the banks offering them.

Amid hopes that interest rates may have finally reached a bottom, CD rates persisted in remaining at low levels the past week. Of course, the Treasury yields haven't given the banks much reason to up their rates and buck the downward trend. Even online and regional banks are not inclined to bring their rates much higher than the national CD rate averages.