The Advanta Platinum Business Card with Unlimited Rewards is also open to individuals with very good and good credit. Card holders earn 1 point for every dollar they spend. The Advanta Platinum BusinessCard Unlimited Rewards also has 0% APR for 15 months on balance transfers and 7.99% APR afterwards. And it lets you redeem points in the form of air travel, cash back, and merchandize among others. There are no blackout dates for air travel. The card has no annual fee and it doesn’t put a limit on the amount of points you can earn.