The Obama administration is working to improve the credit flow to small and medium scale businesses. The President has repeated countless times that it is critical for banks to lend money to businesses in order to stimulate the economy. However, tighter requirements that include higher deposit insurance premiums, the demand for capital from the regulators, and apprehension about the next move from Congress are not helping in the situation.

For the average taxpayer, it is difficult to comprehend how such large sums of money can still make it into the hands of those who do not deserve it at all, and in a way, even helped to create this financial crisis in the first place. While perhaps hundreds joined the ranks of millions of jobless Americans or those in danger of losing their homes last weekend, a select group of people on the other hand, 73 of them to be exact, received at least $1 million in bonuses.