Credit Card Balance Transfer: The Pros, The Cons, And The Caveats
Statistics show that the average American household carries a credit card debt of about $10,000. If you are one of these consumers who carry a substantial credit card balance which you just can't see yourself paying off in the next few months, you may feel that getting another credit card is the last thing that you would need. However, if you are able to avail of a 0% balance transfer offer that is really free of any hidden charges, you could end up saving yourself hundreds (and even thousands) of dollars in interest for about a year.
New Credit Card Legislation: How Will This Affect Consumer Confidence?
With the rising number of job cuts and foreclosure, consumers would certainly welcome some breathing room from their financial problems. Lawmakers are trying to do just that by banning excessive fees and arbitrary hikes on their credit cards. The proposed restrictions are expected to pass the Senate on Tuesday after the House endorsed the plan. The final version is expected to be signed by President Obama at the end of the week.
How to Make Yourself Creditworthy: The 7 Don’ts of Credit
Whether you like it or not, your credit score is something that will affect you your whole life. If your credit score is good, then you just need to focus on not ruining it. If it's not good, you could be in for some serious work. Unfortunately, raising your credit rating from the depths of disgrace is a process similar to beating the bulge – it could take some time and a lot of effort.
Merrill Lynch, Morgan Stanley Battle Independent Brokerages For Wealthy Investors
U.S. Bank Acquires FBOP Corporation’s 9 Failed Banking Subsidiaries
First Premier Bank Offer Credit Card with 79.9% APR…Wait, What?
Assessing the Impact of the FDIC’s Temporary Liquidity Guarantee Program
FDIC Chairman Shelia Bair on The State of American Banking – Summary and Analysis
Commerce Bank of Southwest Florida Fails, Becomes 123 Bank to Close in 2009
ING Direct Black Friday Special: Save ‘Til You Drop
Savers Left With Fewer Options as Hudson City Savings Lowers Top CD Rates
Wells Fargo Settles $1.4 Billion Lawsuit Regarding Auction-Rate Securities
‘Too Big To Fail’ Firms May Be Broken Down To Smaller Size
