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TMP Reviewed

BB&T

Overall rating

2 out of 5 marks

Customer service
1
2
3
4
5
Bank rates
1
2
3
4
5
Online experience
1
2
3
4
5
Fees & Charges
1
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5
Overall satisfaction
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2
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5

TMP wrote:

Frustrating

When a huge bank gobbled up my large regional bank of 20+ years I switched to BBT. It's been very frustrating hoping that they'll meet expectations only to be disappointed. I still have a business account with the mega bank and am really surprised that my experience with BBT has come up short by comparison. The things that really chap my hide (in ascending order):

-They offered free checking and within less than a year, began charging $10/month for that account

-Their nightly reconcile procedure is very difficult to understand.

-Deposits don't post as soon as you'd expect in many cases. They offer what they call a courtesy deposit of up to $100 when a deposit is made but the rest remains in limbo. Let's say your mortgage payment of $1000 is scheduled to be mailed 6/1 and you only have $850 in your account so you run down to the bank and deposit $150. Even though your mortgage servicer won't get the check for another day or two and then another day passes before it actually posts to your account, you'll likely get hit with an overage fee for not having the money in your account when the check was scheduled to be sent even though you've made a deposit.

- Their online experience doesn't seem as robust as other banks. No scanned deposit items are available and the "pending" charges are often incomplete. I.e. Posted Balance minus Pending Items will not total Available Balance. Why have items debited my account but are not visible in either posted or pending transactions?

So... I love the idea of BBT, I love the people that work at BBT, but I don't love what I can only describe as a second tier experience banking at BBT.

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Additional reviews for BB&T

SusanAdams's Profile Image

SusanAdams reviewed BB&T

Jun 18th 2013

2 out of 5 marks

This particular branch of BB&T is horrible! RUN, don't walk, away!!

BB&T is an excellent bank, but this North Point Pkwy branch should be avoided at all costs. It is certainly worth a tiny bit more time to go to the BB&T branch at the intersection of Crossville Rd and Mansell Rd.

My ratings below are for the North Point Pkwy branch ONLY. I would give the Crossville Rd branch a rating of 5 in Customer Service and a rating of 4 in Overall Satisfaction.

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eco439's Profile Image

eco439 reviewed BB&T

Jun 11th 2013

2 out of 5 marks

Construction Mortgage

Poor service and the loan officer made initial draw inspections.

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angelpyle's Profile Image

angelpyle reviewed BB&T

Jun 5th 2013 - updated: Jun 6th 2013

2 out of 5 marks

Former customer, and will never be a customer again.

I currently bank with Suntrust and have a terrific 2 year experience, and my account never has problems or fees. When I was banking with BB&T for many months I kept getting a negative balance in my checking account which would result in a fee(s). When I would balance my checking account my numbers would not matched up with theirs. I honestly think the bank was scamming thousands of dollars of my money over the years. I have confronted the bank with statements on a few occassions. On a 2 or 3 occasions the fees would be waved when I proved them wrong. Even after proving wrong other times I was still charged fees. I have not changed my spending just my bank and no problems! I wish I never banked with BB&T.

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Gail_404's Profile Image

Gail_404 reviewed BB&T

May 18th 2013

1 out of 5 marks

Worse Customer and Business Services Ever

3.5 years ago I purchased a business and received an collateralized acquisition loan which has been paid down almost half. We approached them to rework the loan for cap ex purposes as they were over collaterized to the point of 220% to loan value, their requirement was 75% to loan value. Over half of the collateral was cash and the rest in stock, cd's and equipment. They refused to release any of the collateral and it became contentious between their representatives and my Company. Note: Over the 3.5 years I have owned the Company, we have never missed a payment, they have had continual turnover with representatives in their Business/Commercial Loan Department, they had never visited my Company in 3 years. In addition, we had our business checking with them until we figured out they take their debit first and then credit your account the next day with your deposits which is predatory, I went to another bank this week moved the balance of this loan to them and BB&T still refused to release the collateral until the payoff has posted. This bank could care less about small business, could care less about building relationships with their customers, could care less whether you go to another bank or if they lose customers, I could go on as to why you should not consider BB&T for business/commercial or even individual services, this is why BIG banks get a bad name. I feel sorry for their non-commercial customers as you are probably unaware of their predatory deposit policy which could result in huge fees as your deposit doesn't post the day you put it in, if you write checks and they come through the bank the same night your checks bounce, you get the nsf fees not to mention the order in which they pay the nsf checks. Back to business services, if you do go to them, don't expect them to work with you down the road, they are not there for you or to work with you in any manner whatsoever, they are unreasonable and inflexible. Proceed at your own risk.

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Patrick_B's Profile Image

Patrick_B reviewed BB&T

May 16th 2013

5 out of 5 marks

BBT Estero Grand Oak Shoppes Branch a Very Friendly Bank

The staff of this bank is very diligent making me feel like a trusted and welcomed friend. Any difficulty I have experienced regarding fees has always been resolved to my satisfaction. Their specialized customer services, notary, etc. add to the value of my doing business with them.

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mikenajafi's Profile Image

mikenajafi reviewed BB&T

May 8th 2013 - updated: May 9th 2013

1 out of 5 marks

This is the worst bank to have home loan with !!

I had to short sale my house in 2009 and BB&T had my loan. We came to the point that my both lenders agreed to on short sale (this process took around 1 year). at the end BB&T got more than 95% of their initial loan. know, after more than 4 years when I got my credit report, they reported that as foreclosures.

Shame on you BB& THIEF

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jruthe4292's Profile Image

jruthe4292 reviewed BB&T

Apr 30th 2013

1 out of 5 marks

The worst

I had $250 in the bank. Took $200 out of the atm and walgreens took out $20. Geico decided to take out there money to. They charged me $70 overdraft for the $200 and walgreens which if i was in the neg I shouldnt been able to withdraw the $200. Then they charged me $70 overdraft fee for the Geico. This bank is hungry for fees. So beware of them. I understand the Overdraft fee for the Geico but not the others. The first two was taken out on Friday, which should of been taken out of the money that was in there. The Geico on Monday which should of been overdraft. Also beware of them taking there time to take the money out, which makes you think there is money still in the account and is easier to overdraft. I switched to a credit union and the money is out when I spend it. My paycheck is in a day before it was when it went into BBT.

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mrivera273's Profile Image

mrivera273 reviewed BB&T

Apr 22nd 2013

2 out of 5 marks

Very Poor Customer Service-Total Big Bank Mentality

Would not process a wire for me while 3 other banks would, discrimenating against hispanic male. High fees

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sac's Profile Image

sac reviewed BB&T

Apr 5th 2013 - updated: Apr 12th 2013

2 out of 5 marks

How to vandalize your accounts

I have 2 accounts with this bank. On March 4th 2013 I paid in 2 checks into one of these accounts totaling over $10K. I also drew $2000 and deposited into my other account. Result ------

I had $360 in overdraft and and returned check charges debited

to my account over the next 4 days. I have managed to get $180 back but despite phone calls and discussion with the Manager I am still out of pocket for the other half. When I deposited the checks the teller should have explained to me that it would be better for me to withhold drawing against them for a day or two as otherwise I would be charged instant fees. This was not done and Now it is a big fight to get my money back. Next step===== small claims court

This Bank hides behind its computers and has poor management and customer service skills

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sierramorgan16's Profile Image

sierramorgan16 reviewed BB&T

Apr 2nd 2013

2 out of 5 marks

Worst Bank Everrr !

I dont even knoww where to begin. First off, i still havent received my debit/check card in the mail and its been a few weeks now. I have money in my savings and checkings accounts and cant even get to them. They are so slow and i can never get in touch with anyone. It is pathetic. I am leaving as soon as possible!!!

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