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smashley2's Profile Image

smashley2 Reviewed

US Bank

Overall rating

5 out of 5 marks

Customer service
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Bank rates
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4
5
Online experience
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Fees & Charges
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Overall satisfaction
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smashley2 wrote:

My banking experience has been wonderful - very caring bankers and customer service agents.

I am very satisfied with my US Bank experience. The tellers at my current bank are very friendly and always in a great mood. The toll-free customer service is also great. The bankers over the phone are very helpful and happy to help with any of your questions. I highly recommend this banking service as I couldn't ask for a better banking company as a whole.

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Additional reviews for US Bank

ronald747's Profile Image

ronald747 reviewed US Bank

May 20th 2013

1 out of 5 marks

They Don't Care

Have had accounts for years...with a reserve line on my checking...

All of a sudden I log in on line and the Reserve account is gone??? They decided for no real reason..at least they can't give me one that it is closed an in a PAY Down status?? again not sure what that means....Wasn't over drawn or late for payments as it comes out of my checking automatically each month.

So, now have to get monthly statements etc...So closing all accounts and not interested in doing more or any business with US Bank again...US means they are all about them and could give a rip about a customer that has been with them since 1996

GOOD BY to them....

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crupi reviewed US Bank

May 18th 2013

4 out of 5 marks

Maria the branch assistant branch mgr outstanding services

my husband and I been with the us bank a long time.My husband had to open a business account to get his pay check. first it was a total mess one of the tellers at a different opend the account under the wrong company.

The assistant mgr at the smith branch notice it and she called us on the cell to come back in again.

She went out of her way to get the mess done right it took her a long time opend the account under the right business name orderd the right ATM cards .

Maria went out of her way for us and still does she is allways nice has a smile on her face.

She is the best assistant mgr I and my husband ever worked with.

I hope she stays with the branch a long time she should be recomanded for her good service.

thank her for good service,

Johanna and Vincent Crupi

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meyer reviewed US Bank

May 11th 2013 - updated: May 12th 2013

1 out of 5 marks

Bad Lending Experience

I applied for a 20% down owner occupant loan. A hyper-sensitive in-house appraiser with his "cover yourself" mentality truly tanked this deal.

I am well aware of the three "C"s of lending - however they forgot the fourth, "Common Sense".

US Bank is not the bank to finance or refinance your home loan...

George Meyer

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althen reviewed US Bank

May 9th 2013 - updated: May 10th 2013

1 out of 5 marks

Horrible

We refinanced our house 60 days ago and signed a paper stating that if you pay more than 20% of the principle in the first 12 months you have a 2% pre payment penalty. Fast forward 2 months we get relocated for work and I called to see if we could negotiate or waive if we get a US Bank loan on our new and more expensive house and the answer was no and no! I understand everyone refi's like changing underwear, I do not and I am not talking about a 100k loan. The loan is 630,000 so US Bank will collect 12,600 as a pre payment penalty for NOTHING! They could have collected that in the first 3 month interest on my new loan. I WILL NEVER DO BUSINESS WITH THEM AS LONG AS I LIVE!!!!!

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ksharpelyuk reviewed US Bank

May 7th 2013

2 out of 5 marks

Worst Bank ever!

Customer Service people are rude and not friendly!!! Have Taken over $600 in overdraft charges from me in the last 6 months! and most of them were not my fault! and today was the last straw! The representative hung up on me after saying he couldn't refund $175 dollars worth of overdraft charges that was their fault to begin with! Shittiest bank ever! I will never recommend them to anyone and as soon as I cover the overdraft charge I will be closing my account!

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Jumentoe2003 reviewed US Bank

Mar 28th 2013 - updated: Apr 16th 2013

1 out of 5 marks

The worst I have encountered in 40 years

I refuse to spend another minute on this bank. Suffice it to say, the customer service is abysmal - they don't care. The procedure for loans is antiquated - they don't care. They have more money than business sense - they don't care. They will tie you up for months on a loan, sucking you dry for every fee they can and then will not give you the loan - they don't care. Trust me and the other reviewers - don't even start with USBank. ANY bank would be better. I wish I could go before Congress and tell my USBank story. Greed, greed, greed and no financial basis for decisions. If every member of the USBank board read all the poor reviews on the internet about their bank - guess what - they wouldn't care. It's their culture.

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razora reviewed US Bank

Apr 15th 2013

1 out of 5 marks

Don't waste your time and energy with this bank!

I wish I had run into this website before I opened an account with this horrific bank. From very first day, US Bank made errors in my accounts. The process of correcting the errors were extremely painful due to the consistency of level quality and unprofessional service handled by the most incompetent workers the industry has to offer. Not only they were incompetent, they were rude, clueless, and good only going around the circle. Contacting the headquarters in MN would only bring your blood pressure up because you'd be dealing with a bunch of human robots whose incompetence is far worse than a broken vending machine!

In short, do yourself and your friends a favor: DO NOT even step into a US Bank. It's not worth it!

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BHdG reviewed US Bank

Apr 12th 2013

2 out of 5 marks

Unprofessional Call Center Rep hung up on me for no reason

I have a US Bank credit card. Since I have a vacation planned, I set down to call all of my credit cards to put a travel tag on my account so they'd know I planned to use my cards abroad. I did all four of my cards in a row, which really gave me a chance to compare customer service. I called my US Bank card last, and it was DEFINATELY the least when it came to customer service.

The rep asked for my travel dates and then told me, "Just call 1-800-VISA911 if anything happens to your card while you're abroad." I nicely asked what the number is to use abroad. He said, "Just use that same number." I nicely said, "US 1-800 numbers don't work in Mexico. " He then answered, "Yes they do, just dial the United States and then dial the number." I nicely said, "Actually, that doesn't work. I used to live in Mexico and I travel there on a regular basis. You cannot dial US toll-free numbers from Mexico. Don't you have a regular toll number I could call?" And he said, "Well then, I guess I don't know." He was not at all apologetic for not knowing, nor did he offer to find out what the toll number would be. I was quite taken aback at his really non-helpful tone, especially since I hadn't even been slightly irate at all and was simply trying to get all the information I needed. I then said, "Well, maybe you should find out what that number is in case someone else asks." At that point he hung up on me.

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agenthex reviewed US Bank

Apr 2nd 2013

1 out of 5 marks

US bank seems to exist to bilk customers with ridiculous fees

US Bank charged me $80+ in fees (not only $50 in overdrafts, but 25 "late fee", 10 "maintenance") for an overdraft of all of $30. Even though they have my email (and often spam me), they purposely only inform customers of this VERY late via mail to accumulate the charges. They refused to remove any of the ridiculous fees despite the fact I've often had $10k+ in my account over a course of over 10 years, and this is the first time I've overdrafted. From the other reviews above, bleeding their customers seem standard operating procedure.

Banking and all things financial are based upon trust. Their behavior shows they place zero value in their customers, and thus I see no reason to place any value in their services.

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Hazelcldrngmailcom reviewed US Bank

Mar 26th 2013

1 out of 5 marks

Horrible service, unprofessinal, need training or new employess immidately. I will close my account today!

I have been a customer of US Bank since 2010 and went in to this branch (which is where I originally opened my account) and the teller was not able to cash my check since her so called "branch manager" didn't recognize me. I was and still am outraged! I have been a customer going on three years now, I always cash my check at that location and I was now unable to because she didn't "recognize" me. I was unaware that that branch manager and that branch manager alone was there 24/7 to recognize each and every customer that walks in. It did not matter that I had my social security card, two forms of ID (including my California ID), my check book or the fact that I had just cashed my check there two weeks prior. I was not aware that one individual was able to change the policies and procedures to a business. The manager who is in desperate need of training then tried to hand me back my check which had already been endorsed (signed on the back) and said I could go to another bank if I wished. I looked at the manager in astonishment. What bank will cash a check that has been already endorsed? I asked her. She said any! I was appalled that someone with so little knowledge of banks was able to be a branch manager. Because of the unprofessional ism of the branch manager there by the name of Misha I will be closing my account today! I will also NEVER refer any business to this bank. Please train your employees. Customer's shouldn't know more about the bank procedures then its own employees!

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