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Best rated banks |
|||
|---|---|---|---|
Ally |
5 |
2 |
17 |
USAA Federal Savings Bank |
3 |
1 |
12 |
ING Direct |
3 |
2 |
12 |
“Awful”
They advertise so great. The website changes what is your available balance is and then they hold your deposits for longer than the 3 business days. There is no listing telling when the check will clear. And they say the available balance is the full amount one day and then change it to very little. Then the make lots of fines. How can you earn any interest doing that. And you can't figure out when the money will be available for your mortgage payment and then you get lots of fees. What is the use of online banking and bill pay if it works like this.
“Great bank”
awesome rates and great / quick service
“Wow! What a great bank!”
Excellent service! Great products! Great on-line service! Low or no fees.This is the finest level of service available anywhere. Run with people, the customers, in mind.
“goodbye chase”
Wamu soldout to chase bank wich I thought would be great. I have had personaly sold chase bank myself. I had chase bank for one week. I purchased baseball tickets online for a total of 15 dollars the next day I checked my account and chase bank charged me 7 times for a total of 105. When I tries to call and resolve this issue there was no availible consultant. When any other big national bank would resolve this issue in five minutes. I couldn't do it with chase. And my sons first baseball game cost me over 200 dollars with traveling food and a svuiner instead of the 15 dollar tickets and suviner. Thanks chase bank for ruining my day so I could make my sons day great
“american most unconvinent bank”
omg. this bank is like so retarded. the whole 100 dollars deposit or we'll charge you $15 per month, the rude customer service, and the rude employee. What kinda bank is this? What kinda bank that would talk to customer like a dog?
“"too big to fall"”
seems to be how they feel, now that they have merged with AmSouth Bank. After their bailout, they picked up AmSouth and have since gone from caring to not giving a care about their customers.
Mind you, this is not an overnight review. I've been with the same bank for over 20 years, faithfully staying after each name change and merger...from Magnolia Federal Savings and Loans to Union Planters to Regions/AmSouth.
Never once did I have an overdraft. All of my banking was automatic...withdrawals and deposits, until recently. In 6 months since their merger, they have taken nearly 3K of my money in fees and overdraft charges. This is one bank that slides in the biggest amount first on overdrafts, and then charges it's $35 fee for each amount that comes through after, instead of allowing smaller (first come, first serve) withdrawals through first, thereby causing a domino overdraft effect on your account.
Friendly advice from an experienced sucker....stay far away from this one. I'm changing as we speak. Just as soon as my direct deposit gets moved to my new bank, I will no longer allow Regions to rip me off!
“Fee Free”
No fees. Everything is free that is allowed to be free. I don't have a savings account anymore because USAA helped me realize its not what I need. What bank would tell you that you don't need their product unless they meant it. Savings accounts are regulated and since they cannot be accessed for certain transactions more than 6 times a month by federal rule, its not a good account to move money from quite often. The diversity of accounts available though, I switched to a money market account, earning an insane interest. Since USAA is more of a financial provider than a bank or insurance company alone, I am able to open my free brokerage account and pay for my trades from my checking account. This company is awesome!
“Clear and factual. Helpful service actually in the US...”
This bank actually seems to be challenging the banking status quo - ABA bank lobbyists (the big banks) are up in arms about Ally's products and rates. It's a good sign when the weasels start squealing "unfair."
In reference to another reviewer who had an issue opening an account at one rate, only to have a different rate by the time it was funded - I experienced the same, but understandably so - I hadn't set up the linkage to my funds, which takes about a day. But my rep was very clear about that, and the rate I got was still at the top of the CD heap.
“Wow! What a great bank!”
Not only was this one of the easiest CD and Money Market accounts I've ever opened, the customer service was great. I was already very satisfied with them and then today they sent me an email telling me if I switched accounts I would earn more money. When has a bank ever looked out for the customer's best interest before? Plus, they're Member FDIC so you have nothing to lose.
“this bank is HORRIBLE”
they took money out of my account and then could not tell me where it went! no one seems to know their company policy: for example, one person actually told me i could not close my account in person; i had to do it via phone, which is an outright LIE. these people are rude as well as incompetent. i urged everyone to just walk away from this back. in fact, RUN AWAY.
