Ally bank rates

 
 

% APY

$ Minimum to Open

Term in Months

Ally Bank CD

0.95%

$0

3 Months Learn More

1.30%

$0

6 Months Learn More

1.20%

$0

9 Months Learn More

1.64%

$0

12 Months Learn More

1.73%

$0

18 Months Learn More

2.05%

$0

24 Months Learn More

2.49%

$0

36 Months Learn More

2.74%

$0

48 Months Learn More

3.15%

$0

60 Months Learn More

No Penalty CD

1.24%

$0

9 Months Learn More

% APY

$ Minimum to Open

Type

Online Savings Account

1.44%

$0

Savings Learn More

Money Market Savings

1.44%

$0

Money Market Learn More

% APY

$ Required Balance

Type

Interest Checking

0.50%

$0

Interest Learn More

1.15%

$15,000

Interest Learn More

Most Helpful Ally Reviews

Average Customer Reviews

 
33 customer reviews (3.8 out of 5 stars)

Is this review helpful? Yes No

Reviewed by Alex Trebec

Apr 24th 2009

 

(5 out of 5 stars)

This bank is strictly online, but has excellent phone customer service.

I called to inquire about their products, and the customer service gentleman who answered the phone, I think his name was Gregory, was superb. He let me explain my questions thoroughly, and had clear and honest answers to everything I wanted to know. I opened an account that day and it was quick and painless. Now I'm making more interest than I could anywhere else.

3 of 3 people found the following review helpful

Is this review helpful? Yes No

Reviewed by Finigan Oneil

May 16th 2009

 

(2.5 out of 5 stars)

Time will tell...

While I see that the GMAC Bank reviews have been ported over to Ally and I'd say that is fair since it is the same bank. However it's to early to see if Ally lives up to the hype they've generated with their re-branding. Only time will tell if the "new" bank lives up to the "marketing" buzz words; loyality, integrity etc. Look forward to hearing from GMAC/Ally Bank clients over the next few months to see if they actually see a difference.

3 of 4 people found the following review helpful

Is this review helpful? Yes No

Reviewed by will evan

May 30th 2009

 

(0.2 out of 5 stars)

DO NOT TRUST ALLY BANK!!!!!!!!!!

DO NOT TRUST ALLY BANK!!!!!!
After making my initial deposit they took $12,000 out if my checking account without my authorization, making me $5000 overdrawn, with no money to pay bills, and told me that I did it and it would be 3 to 5 business days before I could get any of my money back into my account. I’m still waiting!

4 of 10 people found the following review helpful

 

About the bank

Banking starts over here and now. Built on the foundation of GMAC, Ally is an online bank with no monthly fees, no minimum balances and no minimum deposits. Our rates are always among the most competitive and we offer live 24/7 Customer Care Support. Member FDIC.

Products and services

  • Certificate of Deposit (CD)
  • Savings

This bank is an FDIC insured bank. All deposits are insured up to $250,000 per individual account holder.

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