% APY |
$ Minimum to Open |
Term in Months |
|||
|---|---|---|---|---|---|
Schwab CD |
0.20% |
$1,000 |
1 Month | Learn More | |
0.35% |
$1,000 |
4 Months | Learn More | ||
0.60% |
$1,000 |
7 Months | Learn More | ||
1.10% |
$1,000 |
10 Months | Learn More | ||
1.75% |
$1,000 |
18 Months | Learn More | ||
% APR |
Points |
Type |
|||
|---|---|---|---|---|---|
30yr Fixed |
4.95% |
0 |
30 Year Fixed | Learn More | |
30yr Fixed Jumbo |
6.352% |
0 |
30 Year Fixed | Learn More | |
15yr Fixed Jumbo |
5.363% |
0 |
15 Year Fixed | Learn More | |
15yr Fixed |
4.461% |
0 |
15 Year Fixed | Learn More | |
10yr Fixed |
4.484% |
0 |
10 Year Fixed | Learn More | |
20yr Fixed Jumbo |
6.357% |
0 |
20 Year Fixed | Learn More | |
20yr Fixed |
4.78% |
0 |
20 Year Fixed | Learn More | |
% APY |
$ Minimum to Open |
Type |
|||
|---|---|---|---|---|---|
High Yield Investor Savings |
1.05% |
$0 |
Savings | Learn More | |
% APY |
$ Required Balance |
Type |
|||
|---|---|---|---|---|---|
Schwab Bank High Yield Checking |
0.75% |
$0.01 |
Interest | Learn More | |
“Amazing service, no fees, high interest yeild”
I'm a college student that was interested in establishing a Charles Schwab combination brokerage/checking account called "Schwab One with Investor Checking." The process required me to fill out a simple online form with no setup fees and no minimum balance. Account setup was fast and painless. The service is unparalleled. They offer knowledgeable 24 hour support for both the checking and brokerage accounts with little or no wait time. Every time I have called their representatives are friendly and professional.
The only complexity that I encountered was making deposits. They only have one bank branch and it is in Nevada, not very convenient since I live in the southeast. I recommend having another bank account with a larger deposit base so you can easily transfer funds directly online from one bank to the other. Other than depositing issues, the bank is top notch.
“Great Bank”
I pass up local banks for Schwab checking and savings. It is an excellent online bank. support is awesome. Instant Pos deduction for debit transactions 7 days a week. Free checks , no minumin balance, free mailers to mail deposits,free deposit slips.Manage all this online. The best for last: Am atm transaction at any place in US paid by Schwab. It is paid last day of month in your account.
“Never get a mortgage from Schwab”
My wife and I tried to set up a mortgage on our property through Schwab late last year. We went through the entire process only to have them at the last minute tell us they had erred and could not get the mortgage underwritten. They therefore offered a HELOC at a reasonable rate, which, after going through all of the paperwork, appraisals etc., we agreed to do simply for the ease. However, no further offers of anything other than a half hearted apology were forthcoming.
Once the HELOC was in place, the communication and setting up of the direct deposit payments was an issue. I followed up with Schwab with all of this and they said they could compensate by negotiating the rate of a fixed term motgage after a period of 6 months. We followed up on this recently and the rate offered was uncompetitive and I have ended up fixing a 15 year fixed rate mortgage with my local credit union at a great rate. This CU transaction has been smooth, fast and extremely professional. Even now, as I want to stop my direct debit to Schwab now that the payoff is agreed, Schwab are putting up unreasonable arguments. Bottom line is if you are looking for a mortgage with a good rate and with professional, efficient service, do not look to Charles Schwab. I have mortgaged four properties and this by far has been my worst experience.
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About the bank
Through its operating subsidiaries, the company provides a full range of securities brokerage, banking, money management and financial advisory services to individual investors and independent investment advisors.
Products and services
- Credit Cards
- Certificate of Deposit (CD)
- Savings
- Checking
- Mortgage
- IRA
- Business
This bank is an FDIC insured bank. All deposits are insured up to $250,000 per individual account holder.
