 |
American DreamCard™ MasterCard®Basic APR - 14.99-21.99% |
% APY |
$ Minimum to Open |
Term in Months |
|||
|---|---|---|---|---|---|
CD |
0.15% |
$1,000 |
3 Months | Learn More | |
0.50% |
$1,000 |
6 Months | Learn More | ||
0.75% |
$1,000 |
9 Months | Learn More | ||
1.50% |
$1,000 |
12 Months | Learn More | ||
1.30% |
$1,000 |
24 Months | Learn More | ||
% APR |
Points |
Type |
|||
|---|---|---|---|---|---|
30 Year Conforming Purchase |
5.14% |
0 |
30 Year Fixed | Learn More | |
30 Year CommunityWorks |
4.762% |
0 |
30 Year Fixed | Learn More | |
15 Year Conforming Purchase |
4.864% |
0 |
15 Year Fixed | Learn More | |
5/1 YR LIBOR ARM Conforming |
3.749% |
0 |
5/1 ARM | Learn More | |
3/1 YR LIBOR ARM Conforming |
3.617% |
0 |
3/1 ARM | Learn More | |
30 Year FHA/VA Purchase |
5.183% |
0 |
30 Year FHA | Learn More | |
% APY |
$ Minimum to Open |
Type |
|||
|---|---|---|---|---|---|
HSBC Online Savings Account |
1.35% |
$1 |
Savings | Learn More | |
Regular Savings |
0.05% |
$100 |
Savings | Learn More | |
Premium Money Market Plus |
0.15% |
$1 |
Money Market | Learn More | |
0.40% |
$15,000 |
Money Market | Learn More | ||
0.45% |
$50,000 |
Money Market | Learn More | ||
0.60% |
$75,000 |
Money Market | Learn More | ||
% APY |
$ Required Balance |
Type |
|||
|---|---|---|---|---|---|
HSBC Premier Checking |
0.01% |
$5 |
Interest | Learn More | |
Plus Checking |
0.01% |
$5 |
Interest | Learn More | |
“feels secure”
Since HSBC has no physical building anywhere near my house, it felt odd at first putting money in here. However, now that I'm more comfortable with it, I am able to appreciate how easy it is to transfer money on-line to and from this account. The interest is always better than the interest offered at the savings account offered at my bank.
“Online savings account”
Good accessability
“Poor customer service and client appreciation”
I am a small business owner and have banked with the bank on the ground level of my building since I began business in 1991. In that time the bank has changed hands several times. HSBC has owned and operated this bank for approximately 8 years now.
I remained with HSBC simply because it was convient. I also had some distorted sense of loyality because I had been with this bank for so long. When the HSBC management and staff came into this bank, out went the customer service and client appreciation. This was obvious from the start and has only worsened in this economic turmoil of recent date. The bank charges are outrageous; the management staff out of touch with their client base; the employees so worried about doing something wrong that the follow through is terrible. The majority of the clients and staff are now Middle Eastern. That would not be an issue if you were made to feel welcome even if you were not from that ethnic background. The rudeness and abrupt nature with which they conduct business is unnerving at best. Needless to say I have been made to feel unwanted and unnecessary in the long term success of this institution.
I realize that times have changed in the banking business for years to come. Times have also changed for me, a small business owner who appreciates how important customer service is. If you are looking for a good relationship with your bank and do not have several million dollars to deposit, I suggest looking elsewhere.
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About the bank
HSBC Bank has more than 460 bank branches throughout the United States, with about 380 in New York State and a growing network of branches in New Jersey, Florida, California, Delaware, Washington, D.C., Washington State, Pennsylvania, and Oregon.
Products and services
- Credit Cards
- Certificate of Deposit (CD)
- Savings
- Checking
- Mortgage
- Insurance
- IRA
- Business
This bank is an FDIC insured bank. All deposits are insured up to $250,000 per individual account holder.
