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About TD Bank
TD Bank, America's Most Convenient Bank, is one of the 15 largest commercial banks in the United States with $142 billion in assets, and provides customers with a full range of financial products and services at more than 1,000 convenient locations from Maine to Florida. TD Bank, N.A., is headquartered in Cherry Hill, N.J., and Portland, Maine.
Customer Service
888-751-9000
Average Customer Reviews2 out of 5 marks for 314 reviews |
Poor |
|
Bank Financial HealthTexas Ratio |
Good |
|
Bank FeesAccording to National Average |
Medium |
|
Interest RatesAccording to National Average |
Medium |
|
Number of LocationsAccording to National Average |
Good |
TD Bank Financial Health
Strong
The Bank Health Meter is based on the Texas Ratio percentage, which is used to determine the extent of a bank's credit trouble. The Texas Ratio is calculated by dividing the value of the lender's non-performing assets minus its U.S. guaranteed loans ((Non performing loans - U.S. guaranteed loans) + Real Estate Owned) by the sum of its tangible common equity capital and loan loss reserves. Deposit Accounts offered by Td Bank, National Association, Member FDIC.
TD Bank Reviews
314
Average customer rating
2 out of 5 marks
Latest Review
Michelle H reviewed TD Bank
May 3rd 2012
1 out of 5 marks
“Td Mortgage - Horrible”
Do not ever do any business with calvin chan - telephone: (416) 567-8198
he is very unprofessional and unorganized. I purchased a house and contacted him right away for a mortgage, he assured me that everything was in good order and he was getting my paper work ready. It dragged on for over a month. Everytime i called him or emailed him, he would never respond. When he did, he would assure me everything was fine. Week after week he said the same thing. Still i have not...
TD Bank Fees
| Type | Fee | National average |
|---|---|---|
| Monthly Inactivity | N/A | $6 |
| Non-Sufficient Fund (Overdraft) | $35 | $30 |
| Stop Payment item | $30 | $28 |
| Return Deposit | $15 | $17 |
| Domestic Wire Transfer (Outbound) | $25 | $21 |
| Domestic Wire Transfer (Inbound) | $15 | $9 |
| Non-Bank ATM | $2 | $1 |
TD Bank Rates
| TERM | RATE | MIN TO OPEN | |
|---|---|---|---|
| 11 Month CD |
0.40% APY |
$250 |
| TERM | RATE | MIN TO OPEN | |
|---|---|---|---|
| 6 Month CD |
0.30% APY |
$250 |
|
| 12 Month CD |
0.20% APY |
$250 |
| NAME | RATE | MIN TO EARN APY | MIN TO OPEN | |
|---|---|---|---|---|
| Convenience Savings |
0.05% APY |
$0 |
$0 |
|
| TD High-Yield Savings-Without TD Bank Checking |
0.05% APY |
$0 |
$0 |
|
| TD High-Yield Savings-Without TD Bank Checking |
0.20% APY |
$10,000 |
$0 |
|
| TD High-Yield Savings-Without TD Bank Checking |
0.30% APY |
$50,000 |
$0 |
|
| TD High-Yield Savings-Without TD Bank Checking |
0.30% APY |
$25,000 |
$0 |
|
| TD High-Yield Savings-Without TD Bank Checking |
0.35% APY |
$100,000 |
$0 |
|
| TD High-Yield Savings-Without TD Bank Checking |
0.35% APY |
$500,000 |
$0 |
| NAME | RATE | MIN TO EARN APY | MIN TO OPEN | |
|---|---|---|---|---|
| Personal Money Market |
0.05% APY |
$0 |
$0 |
|
| Personal Money Market |
0.15% APY |
$10,000 |
$0 |
|
| Personal Money Market |
0.30% APY |
$25,000 |
$0 |
|
| Personal Money Market |
0.40% APY |
$100,000 |
$0 |
| NAME | RATE | MIN TO EARN APY | MIN TO OPEN | |
|---|---|---|---|---|
| Premier Checking |
0.05% APY |
$2,500 |
$0 |
|
| Premier Checking |
0.15% APY |
$50,000 |
$0 |
|
| Premier Checking |
0.20% APY |
$250,000 |
$0 |
| NAME | RATE | POINTS | FEES | |
|---|---|---|---|---|
| 30 Year Fixed |
3.935% APR |
0 |
$500 |
|
| 15 Year Fixed |
3.355% APR |
0 |
$500 |
| NAME | RATE | POINTS | FEES | |
|---|---|---|---|---|
| 30 Year FHA |
4.651% APR |
0 |
$500 |
| NAME | RATE | POINTS | FEES | |
|---|---|---|---|---|
| 5/1 ARM |
3.151% APR |
0 |
$500 |
|
| 1 Year ARM |
3.708% APR |
0 |
$500 |
| NAME | RATE | ANNUAL FEE | CREDIT SCORE | COMMENTS | |
|---|---|---|---|---|---|
| 30K HELOC |
4.50% APR |
$0 |
Excellent (720-850) |
||
| 30K HELOC |
4.50% APR |
$0 |
Good (690-719) |
||
| 30K HELOC |
4.50% APR |
$0 |
Fair (630-689) |
| NAME | RATE | ANNUAL FEE | CREDIT SCORE | COMMENTS | |
|---|---|---|---|---|---|
| 50K HELOC |
4.00% APR |
$50 |
Excellent (720-850) |
||
| 50K HELOC |
4.00% APR |
$50 |
Good (690-719) |
||
| 50K HELOC |
4.00% APR |
$50 |
Fair (630-689) |
| NAME | RATE | ANNUAL FEE | CREDIT SCORE | COMMENTS | |
|---|---|---|---|---|---|
| 75K HELOC |
4.00% APR |
$50 |
Excellent (720-850) |
||
| 75K HELOC |
4.00% APR |
$50 |
Good (690-719) |
||
| 75K HELOC |
4.00% APR |
$50 |
Fair (630-689) |
| NAME | RATE | ANNUAL FEE | CREDIT SCORE | COMMENTS | |
|---|---|---|---|---|---|
| 100K HELOC |
4.00% APR |
$50 |
Excellent (720-850) |
||
| 100K HELOC |
4.00% APR |
$50 |
Good (690-719) |
||
| 100K HELOC |
4.00% APR |
$50 |
Fair (630-689) |
| NAME | RATE | ANNUAL FEE | CREDIT SCORE | COMMENTS | |
|---|---|---|---|---|---|
| 30K Home Loan |
5.12% APR |
$0 |
Excellent (720-850) |
| NAME | RATE | ANNUAL FEE | CREDIT SCORE | COMMENTS | |
|---|---|---|---|---|---|
| 50K Home Loan |
4.88% APR |
$0 |
Excellent (720-850) |
| NAME | RATE | ANNUAL FEE | CREDIT SCORE | COMMENTS | |
|---|---|---|---|---|---|
| 75K Home Loan |
4.88% APR |
$0 |
Excellent (720-850) |
| NAME | RATE | ANNUAL FEE | CREDIT SCORE | COMMENTS | |
|---|---|---|---|---|---|
| 100K Home Loan |
4.35% APR |
$0 |
Excellent (720-850) |
| NAME | ANNUAL FEE | INTRO APR | REGULAR APR | |
|---|---|---|---|---|
| TD Cash Rewards Visa Credit Card |
$0 |
N/A |
9.24% - 23.24% |
| NAME | ANNUAL FEE | INTRO APR | REGULAR APR | |
|---|---|---|---|---|
| TD Cash Rewards Visa Credit Card |
$0 |
N/A |
9.24% - 23.24% |
|
| TD Easy Rewards Visa Credit Card |
$0 |
N/A |
9.24% - 23.24% |
|
| TD Payment Plus Visa Credit Card |
$0 |
N/A |
As low as 21.24% variable |
| NAME | ANNUAL FEE | INTRO APR | REGULAR APR | |
|---|---|---|---|---|
| TD Cash Rewards Visa Credit Card |
$0 |
N/A |
9.24% - 23.24% |
|
| TD Easy Rewards Visa Credit Card |
$0 |
N/A |
9.24% - 23.24% |
| NAME | ANNUAL FEE | INTRO APR | REGULAR APR | |
|---|---|---|---|---|
| TD Easy Rewards Visa Credit Card |
$0 |
N/A |
9.24% - 23.24% |
TD Bank in the News
May 13th, 2012
TD Bank Agrees to $62 Million Overdraft Settlement: 5 Things to Know for the Week
In a week that will likely revolve around the Federal Reserve’s minutes of the last board meeting, several thousand TD Bank customers should be on the lookout for the possibility in recouping overdrafts that they paid in the past. The arrival of Barclays’ new U.S. online banking division is...
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This bank is an FDIC insured bank. All deposits are insured up to $250,000 per individual account holder.
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