% APY |
$ Minimum to Open |
Term in Months |
|||
|---|---|---|---|---|---|
TD Bank Basic CD |
1.05% |
$250 |
9 Months | Learn More | |
TD Bank No Catch CD |
0.40% |
$250 |
6 Months | Learn More | |
0.60% |
$250 |
12 Months | Learn More | ||
% APR |
Points |
Type |
|||
|---|---|---|---|---|---|
30 yr Fixed |
4.667% |
0 |
30 Year Fixed | Learn More | |
15 yr Fixed |
4.197% |
0 |
15 Year Fixed | Learn More | |
5/1 ARM |
3.502% |
0 |
5/1 ARM | Learn More | |
1 yr ARM |
3.355% |
0 |
1 Year ARM | Learn More | |
% APY |
$ Minimum to Open |
Type |
|||
|---|---|---|---|---|---|
Convenience Savings |
0.10% |
$0 |
Savings | Learn More | |
Elite Savings |
1.50% |
$10,000 |
Savings | Learn More | |
Young Savers |
0.10% |
$0.01 |
Savings | Learn More | |
% APY |
$ Required Balance |
Type |
|||
|---|---|---|---|---|---|
50 Plus Accounts |
0.10% |
$100 |
Interest | Learn More | |
Interest Checking |
0.05% |
$1,000 |
Interest | Learn More | |
Premier Checking |
0.25% |
$2,500 |
Interest | Learn More | |
0.50% |
$50,000 |
Interest | Learn More | ||
0.50% |
$250,000 |
Interest | Learn More | ||
“No Complaints! Just Need More Locations.”
I've been with TD Bank for almost five years now, and so far have had no problems, and experienced relatively reliable customer service. I did have a few of the overdraft fees that I've seen other reviewers angry about, but I was alerted by the bank immediately when I overdrew and in cases where I could demonstrate that I had actually not overdrew my account, they waived the fee. Of course, I might have just gotten lucky with the branch/teller. Transferring money from the Investment Group from your savings account is also very easy and convenient. One negative I could claim is that while TD Banks are on every corner in Boston and to the north, further south they become fewer and further between. Hopefully there is a merger in the future that will let this great bank open more locations in and around New York!
“convenient is not everything”
This bank is close. this bank is open 7 days. This bank is manned by poorly trained teenagers. This bank has through bad judgment cost me much money.
I had pulled out all CD's with them when CD's paid something. I have had checks for cash denied payment for some of the dumbest reasons.
Suppose I have a $4000 balance and want to deposit a $2000 check and also withdraw $300. NO GOOD! The $2000 check did not clear yet. How can you argue with that?? Some of these people should be salting fries in another branch. I dare not mention the Asian branch of their customer service. I was just on the phone with an American speaking lady, but the one week hold for a check did not seem correct or legal. Reminds me of the hassle they gave me to deposit my tax refund. I took the check to another bank with no problem.
Reading the reviews I see the employees are happy.
“No Notice on New Fees”
When TD Bank took over Commerce, I received several letters saying how my account would not be affected; that we would continue to receive the same great service we were getting from Commerce; that the only noticeable thing would be the logo change. Unfortunately, on my latest statement for January, there is a 15 dollar charge, apparently there must be some minimum balance that is now required. I never received any notice of this change and there is no where on the website where you can find a fee schedule. One good thing about them keeping the same branch hours (open early close late), I will be able to go there to close my account on my way to work.
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About the bank
TD Bank, America’s Most Convenient Bank, reflects the new name for the combined Commerce Bank and TD Banknorth Stores in the Mid-Atlantic, Metro Washington, DC and Florida Markets. The new TD Bank and TD Banknorth form one of the 20 largest commercial banking organizations in the United States. The combined Company – from Maine to Florida – has more than $114 billion in assets and provides Customers with a full range of financial products and services at nearly 1,100 convenient locations.
Products and services
- Credit Cards
- Certificate of Deposit (CD)
- Savings
- Checking
- Mortgage
- Insurance
- IRA
- Business
This bank is an FDIC insured bank. All deposits are insured up to $250,000 per individual account holder.
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