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Freedom

0.00%

Regular APR

As low as

12.99%

variable

Annual fee

$0

Balance transfers

As low as 12.99%

Yes

Rewards

Cash Back

5%

Intro APR Period up to 6 months on Purchases

Go-to Purchase APR Tier 1 12.99%

Go-to Purchase APR Tier 2 17.99%

Go-to Purchase APR Tier 3 22.99%

Penalty APR 29.99%

Intro BT Period 0% for up to 12 months on Balance Transfers

12.99% for Elite Pricing, 17.99% for Premium Pricing, or 22.99% for Standard Pricing

Late Payment:

$15.00 if the balance is less than $100.00; $29.00 if the balance is $100.00 or more, but less than $250.00; and $39.00 if the balance is $250.00 or more.

More features

0% Intro APR for up to 12 months
Get 5% Cash Back offers in popular rotating categories like gas, groceries,
airlines, home improvement and many more
Say “no” to interest with Full Pay from BlueprintSM
Cash back everywhere – a full 1% on purchases with no limits or
expiration dates
No annual fee

About Chase

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.2 trillion and operations in more than 60 countries. The firm is a leader in investment banking, financial services for consumers, small business and commercial banking, financial transaction processing, asset management, and private equity.