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Intro APR
12.24%
Regular APR
As low as
12.24%
variable
Annual fee
$0
Balance transfers
12.24% variable
Yes
Rewards
Points per $
1
APR shown is for Tier 1 only
More features
- 10,000 Bonus Points after first purchase
- 2X on all airfare booked through Ultimate Rewards
- No earning caps, point expiration, or blackout dates
- Earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall
- 1 point for every dollar on all other purchases
- 24/7 Dedicated service advisor (No voice recording)
- Premier travel protection benefits
- Late Payment: $15.00 if the balance is less than $100.00; $29.00 if the balance is $100.00 or more, but less than $250.00; and $39.00 if the balance is $250.00 or more.
- No Annual Fee
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