iGObanking.com

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iGObanking.com Fees & Rates

• Fees
• Rates

• Type	Fee	National average
  Monthly Inactivity	N/A	$6
  Non-Sufficient Fund (Overdraft)	$30	$30
  Stop Payment item	$20	$27
  Return Deposit	$20	$16
  Domestic Wire Transfer (Outbound)	N/A	$22
  Domestic Wire Transfer (Inbound)	$15	$8
  Non-Bank ATM	$1.50 ATM Out of Network Domestic	$1

• • CD Rates
  • Savings
  • Checking

  • Regular CD

  TERM	RATE	MIN TO OPEN
  3 Month CD	0.15% APY	$1,000
  6 Month CD	0.15% APY	$1,000
  12 Month CD	0.15% APY	$1,000
  13 Month CD	0.15% APY	$1,000
  18 Month CD	0.15% APY	$1,000
  24 Month CD	0.15% APY	$1,000
  36 Month CD	0.35% APY	$1,000
  48 Month CD	0.35% APY	$1,000
  60 Month CD	0.35% APY	$1,000

  • Savings
  • Money Market

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  High Interest Savings	0.25% APY	$0	$1

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  Money Market Account	0.25% APY	$75,000	$25,000
  Money Market Account	0.25% APY	$25,000	$25,000

  • Interest

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  High Interest Checking	0.25% APY	$1	$1

Most Helpful Customer Reviews

John F reviewed iGObanking.com

Nov 30th 2011

5 out of 5 marks

“It's been a great experience for the convenience.”

*Log-in trouble was solved quicker than I expected.

*My check-card was giving me problems, called them and received one in the mail very soon.

*Always a pleasant voice when I call in for help on my account.

Is this review helpful? ▲ Yes 1 ▼ No 0

john f reviewed iGObanking.com

Aug 3rd 2011

5 out of 5 marks

“No hassles and helpful - far better than other online banks ”

Not sure what others saw before, but I've had no problems at all. Got stuff done on time, friendly when I called (don't really like to call but every now and then you have to).

I have a 'real' account at Flushing too but iGobanking offered the best CD rate when I was looking a few months ago (plus got a gift at the time).

I've had accounts with several online banks (ING for a while) and they had the teaser rates that always went down, down, down until I had to keep hopping around. Too much hassle.

For what it's worth, I recommend these guys - they have been good for me.

Is this review helpful? ▲ Yes 1 ▼ No 0

Jaime reviewed iGObanking.com

Jun 18th 2009

1 out of 5 marks

“Awful”

They advertise so great. The website changes what your available balance is and then they hold your deposits for longer than the 3 business days. There is no listing telling when the check will clear. And they say the available balance is the full amount one day and then change it to very little. Then they make lots of fines. How can you earn any interest doing that. And you can't figure out when the money will be available for your mortgage payment and then you get lots of fees. What is the use of online banking and bill pay if it works like this.

Is this review helpful? ▲ Yes 1 ▼ No 0

See all 4 customer reviews »

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