As the new year takes off and resolutions are set, many adults begin to evaluate their lifestyle choices. One of the biggest topics on peoples minds, aside from losing that extra five pounds you gained during the holidays, is finances.

According to a study conducted by the Chase Slate-U.S. News Consumer Monitor found that Americans are generally more optimistic in terms of financial planning heading into the new year. The survey found that over half of respondents had little to no anxiety about their finances in 2011, 6 in 10 believing that the economy was improving.

Another interesting outcome of this study is that 18 to 34 year-olds had the most optimistic outlook and more said they would work towards saving money and managing finances better. The fact that young adults were twice as likely to save money as their elders shows what an impact the recent recession has had on Generation Y’s relationship with money.

When asked about the country though, the majority of survey-takers felt that America needed to focus more on fixing finances, reducing debt and balancing the budget over creating jobs, bringing peace in the Middle East or even reducing poverty.

The Survey Results

As the New Year approaches, are you more optimistic about 2011 than you were a year ago when looking forward to 2010?Total %18-34%35-44%45-54%55-64%65+%
Yes, More Optimistic617055565757

As the New Year approaches, are you more optimistic about 2011 than you were a year ago when looking forward to 2010?Total %18-34%35-44%45-54%55-64%65+%If you had to make a resolution about your personal financial situation, what would it be?18-34%35-44%45-54%55-64%65+%
Yes, More Optimistic617055565757Save Money5445412723
Manage Finances Better3617272123

As the New Year approaches, are you more optimistic about 2011 than you were a year ago when looking forward to 2010?Total %18-34%35-44%45-54%55-64%65+%If you had to make a resolution about your personal financial situation, what would it be?18-34%35-44%45-54%55-64%65+% %
Yes, More Optimistic617055565757Save Money5445412723Fix Finances/Reduce Debt/Balance the Budget32
Manage Finances Better3617272123Create Jobs/Reduce Unemployment23
Reduce/End Involvement in Iraq/Afghanistan12
Reduce Poverty/Help Those in Need9
Bring Peace to the World/Middle East8

Survey Methodology

This study is the second-annual New Year survey from Chase Slate-U.S. News Consumer Monitor. They Surveyed 1,000 adults across the nation and asked questions about their personal finance goals as well as their economic outlook for 2011. The survey was conducted by telephone from December 1-5, 2010 with a randomly selected sample.

What are your New Year’s financial resolutions and how do you plan commit? Share with our readers below:

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