By Marina Shifrin  Tue Mar 22, 2011

Valley National Bank offers Perfect Checking with $100 Bonus

Perfection is hard to find, but this bank claims to have it. Get $100 in your pocket by adding Direct Deposit & 3 Online Payments with the Perfect Checking account.

Valley National Bank (NYSE:VLY) has a hefty goal to accomplish: the ultimate checking account. The Valley Rewards program is attempting to reach this goal by providing Perfect Checking. Not only do you get a great checking account, but you also have the opportunity to add $100 bucks to your balance.

Perfect Checking Features

The Perfect Checking account was designed to fit each individual lifestyle with extra services and features that provide convenience and efficiency. Check out the some of features on the account:

  • $0.01 minimum opening balance
  • free debit card
  • free: online banking, online bill payments and automated phone banking
  • email alerts and activity download (with online banking)

To learn more about their features check out the Valley Rewards Perfect Checking account page.

The Fine Print

There are a few things to be aware of with the Perfect Checking account.

  • There is no monthly service fee, IF you maintain a daily ledger balance of $99 per month. If you are not able to keep this ledger the service fee is upped to $12 a month.
  • There are no ATM fees advertised, but this actually only applies to Valley Bank ATMs.
  • You must open both Perfect Checking with Direct Deposit and complete 3 online bill payments to get the $100 deposited into your account.

Unfortunately  this deal only applies to residents in the east, more specifically; New Jersey, Manhattan, Brooklyn and Queens. If you have any questions please contact your local Valley National Bank Branch for more information. To learn more about this bank check out the Valley National Bank profile page on MyBankTracker.com.

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