Like the past Christmas, New Year’s Day lands on a Sunday. However, most Americans get to take the next day – Monday – off from work because January 2 will be observed as New Year’s. Therefore, many of the biggest banks will be closed on Monday.

On Sundays, most banks in the United States are typically closed. Even with New Year’s Day coming on a Sunday as well, you’ll have to worry about Monday.

With the high adoption of mobile, online, and ATM banking, you should have little worries for typical banking necessities. If you don’t want that New Year’s party to stop, there’s nothing stopping you from heading to an ATM to withdraw more cash.

The Monday closing would prove most inconvenient to those who planned to conduct a particularly complex banking transaction that requires a banker or teller. So, it would be best to get these chores done today or Saturday (if your bank branch is open).

Bank Hours on January 2

All of the big banks are closed on Sunday while most major banks will be closed on Monday. TD Bank, which calls itself America’s Most Convenient Bank, is typically open on Sundays but it will be closed on January 1. However, branches will operate under normal business hours on Monday.

Chase BankClosed
Bank of AmericaClosed
Wells FargoClosed
Capital OneClosed
PNC BankClosed
US BankClosed
Fifth ThirdClosed
Regions BankClosed Saturday - Monday
Commerce BankClosed
TD BankClosed Sunday / Open Regular Hours on Monday
Bank of the WestClosed
TCF FinancialClosed (Some supermarket branches open on Jan. 1)
M&T BankClosed

Note that some banks have a presence in retail outlets, so these closings may not impact every location. For example, some banks operate in supermarkets, which were open for shorter hours on Christmas Day.

As always, if you’d like to know the exact holiday hours for your specific local branch, call ahead. The MyBankTracker team hopes you have a great New Year’s weekend (have fun but be safe).

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Simon Zhen

Simon is a research analyst for MyBankTracker. He is an expert on consumer banking products, bank innovations and financial technology.
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