By  Updated on Fri Aug 17, 2012

PNC Bank Virtual Wallet $150 Bonus

PNC Bank is offering a generous bonus to new Virtual Wallet customers: a $150 bonus.

The deal

New customers must first sign up for PNC’s Virtual Wallet account before September 30, 2012. Then they must set up a qualifying direct deposit and one online bill pay within the first 60 days of having the account. The $150 will post within the next 60 days. Sounds easy but it’s not so simple.

Qualifying direct deposits must be from a recurring source like a pension, Social Security or payroll, and the total direct deposits in the first 60 days of having the account must total at least $2,000 — meaning, if the source is a biweekly paycheck, it must be at least $500.

PNC Bank Virtual Wallet $150 Bonus

The account

PNC’s Virtual Wallet is a combination of three different accounts; Spend, Reserve and Growth. Spend is a checking account, Reserve is for short-term savings and overdraft protection, and Growth is the long-term savings account. The account has no minimum balance, nor does it charge a monthly service fee. It comes with a mobile app that has mobile deposit capabilities, and a Visa debit card. It even reimburses you for non-PNC ATM fees, up to $8 a month.

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