By  Tue Nov 20, 2012

Banks Closed for Thanksgiving, Open for Black Friday

terren in Virginia / Flickr source

Thanksgiving Day is best spent in the company of family and friends — not worrying about completing financial errands. Besides, banks will be closed in observance of this major holiday. So, if there are any transactions that require a visit to a branch, you’d better to get to the bank before the big feast on Thursday.

Unlike holidays such as President’s Day and Columbus Day, when some big banks actually keep their doors open, none of the big banks will be open on Thanksgiving Day.

TD Bank, which is open during most federal holidays, will be closed on Thursday. Thanksgiving is one of four days in the year that TD is closed (the other days being New Year’s Day, Easter Sunday and Christmas).

PNC Bank says that select supermarket branches may be open under limited hours on Thanksgiving Day. SunTrust in-store branches, however, will not be open.

Bank Open?
Chase Closed
Bank of America Closed
Wells Fargo Closed
Citibank Closed
U.S. Bank Closed
Capital One Closed
TD Bank Closed
HSBC Closed
PNC Bank Closed (select supermarket branches open for limited hours)
SunTrust Bank Closed (InStore branches are closed)
BB&T Closed
Regions Closed
BBVA Compass Closed

Bank customers can still use other channels — online, mobile and ATM — to perform banking transactions. You won’t be inconvenienced if you need to withdraw cash for your Black Friday purchases (but you may be better offer earning cash back or rewards with a credit card).

Many consumers may be wondering if their banks will still be open for the big shopping day. The answer is yes, it’ll just be another business day (regular operating hours) for banks.

Customers should note that Thanksgiving is not considered a “business” day in the banking industry. Transactions that would normally clear on Thursday will take an extra day to do so. And, any transaction initiated on Thursday won’t be processed until Friday.

If there are any financial deadlines to meet by Thursday, head out to the bank as soon as possible. Otherwise, enjoy the turkey and football. (Stay safe if you are braving the shopping crowds on Black Friday.)

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