By  Mon Dec 17, 2012

Stores Open Longer for Last-Minute Shoppers: 5 Things to Know for the Week

digital cat / Flickr | http://www.flickr.com/photos/14646075@N03/3105786864/

digital cat / Flickr source

We’re counting down the days until Christmas, and so are retailers. Following a big Black Friday shopping bonanza, some stores are catering to last-minute shoppers who’ve procrastinated on picking up gifts for family and friends. They’re open for longer hours to make sure that you don’t disappoint anyone this holiday season.

  • For Citibank customers with the popular Citi Dividend Card, the next quarter’s bonus cash-back categories have been released. From January to April 2013, Citi Dividend cardmembers will get 5% cash back at fitness clubs, drug stores and Zappos.com. Remember, cardmembers have to enroll in order to get the bonus cash back.
  • Last week, Chase, U.S. Bank and PNC Bank experienced slight disruptions to its websites — after hacktivists said they would launch denial-of-service cyberattacks at some of the nation’s largest banks. Bank of America and SunTrust are among the other potential targets, but don’t be surprised if your bank’s site suffers an outage as well. Take steps to prepare for such a site outage.
  • U.S. Bank has released a dedicated mobile app for customers who own the U.S. Bank Convenient Cash card, a prepaid card. With the app, customers can check their balance, view account history, find nearby ATMs and see the latest offers. It seems more banks, including Chase and PNC Bank, are offering mobile banking to prepaid-card customers.
  • A bill that could have extended the Transaction Account Guarantee program didn’t get support from the Senate. Without any changes to the program, deposits in non-interest-bearing bank accounts will no longer receive unlimited deposit insurance — effective Jan. 1, 2013. Many believe that the bill will not pass, but some believe that it could become part of a deal that addresses the fiscal cliff.
  • Later this week, retailers such as Macy’s and Toys R Us will open earlier and close later than their typical store hours. If you’re rushing in to buy a present, this may be a lifesaver, but you may be paying full price because retailer know you’ve got few options left.

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