By  Mon Dec 30, 2013

Top 6 Cash Back Credit Cards: Winter 2013

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Photo Credit: Gerald Morales

There is no better reward when you shop than to receive cash back on all of your purchases. Cash back credit cards are a great way to feel rewarded for shopping. If you’re looking to open a new credit card this winter, then have a look at the list of best cash back credit cards we’ve compiled for you.

Blue Cash Everyday Card from American Express

With no annual fee and no interest for the first 15 months after opening the Blue Cash Everyday Card from American Express, this card can prove instantly valuable. Three percent cash back is earned at U.S. supermarkets, two percent at gas stations, and one percent for all other purchases.

  • 3% cash back at U.S. supermarkets
  • 2% cash back at U.S. gas stations
  • 1% cash back on all other purchases
  • 0% APR first 15 months (12.99% to 21.99% APR)
  • No annual fee

Chase Freedom Card

You can instantly receive a large amount of cash back when opening the Chase Freedom Card. Earn an extra $200 bonus when $500 or more is spent within the first three months of opening this card. The card also allows you to activate your card to earn a bonus five percent cash back each quarter on select categories for additional savings.

  • 5% cash back of up to $1,500 spent on bonus categories each quarter
  • 1% unlimited cash back on all other purchases
  • 0% APR first 15 months (variable 13.99% to 22.99% APR)
  • No annual fee

QuicksilverOne Cash Rewards Credit Card

Get unlimited cash back with the QuicksilverOne Cash rewards credit card. You earn a flat rate of cash back on all of your purchases that is redeemable any time. There is no need to sign up to earn from select categories, just swipe and earn. The card also offers an introductory zero percent interest rate until September 2014.

  • 1.5% unlimited cash back on all purchases
  • $39 annual fee
  • 0% APR until September 2014 (22.9% variable APR, after)
  • No foreign transaction fee

Spark Cash Business Card

Have you recently opened a new business and want to maximize your return on investments? The Spark Cash Business credit card from Capital One is the perfect card to receive instant rewards for all your purchases. There is no limit to the amount of cash back you can earn, and the rewards never expire.

You can also receive a one-time $100 bonus after you spend at least $1,000 within the first three months of opening the card, as well as another $50 just for adding an employee card within the first 60 days.

  • 2% cash unlimited cash back on all purchases
  • No cash back limit
  • $59 annual fee (waived first year)
  • 13.9% to 20.9% variable APR

Citi Dividend Card for College students

Students can also earn cash back too. The Citi Dividend Card for college students provides the opportunity to earn five percent cash back on purchases made in select must-have categories. The categories change every quarter of the year. All other purchases earn one percent cash back throughout the entire year.

  • 5% cash back on select must-have categories every quarter
  • 1% cash back on all other purchases
  • 0% APR first 7 months (13.99% to 23.99% APR, after)
  • No annual fee

Discover it Card

With the new perk of a free FICO credit score on your monthly statement, the Discover it Card has become more valuable than ever. The card already offers quality perks such as no annual fee and no foreign transaction fee, and it just keeps adding more to satisfy customers.

On top of many valuable perks, the card also offers up to five percent cash back in select categories.

  • 5% cash back in select categories every quarter
  • 1% cash back on all other purchases
  • 0% APR first 14 months (10.99% to 22.99% variable APR, after)
  • No annual fee

 

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Add Your 2 Cents

  • brain dead

    just pull the frigging plug already and on paoli and pilcher tambien

  • jalo12

    I use the quick silver and Barclays 2 percent on gas and grocies chching show me the dinero