PNC Bank is offering a cash bonus of up to $400 to all customers who open an eligible Virtual Wallet account, set up a qualifying direct deposit and make at least one payment via PNC Online Bill Pay.

The deal

To qualify for up to $400 in cash rewards, you must open an eligible checking account.

You can apply for the new personal checking account online through this promotional page under the “Open an Account Online” link.

Another option is to sign up for an account by visiting a branch, using an appropriate coupon. To obtain a coupon, enter your name and email address, and a coupon will be emailed to you. Print out the coupon certificate and bring it to a PNC branch to sign up for an account in person between Mar. 30, 2014 and May 31, 2014.

Here is how to qualify for the cash reward, which totals $400

Receive a cash bonus of $300 when you:

  • Open a new Virtual Wallet with Performance Select through this promotional page under the “Get $300” tab.
  • Establish a qualifying direct deposit totaling at least $5,000 within 60 days of account opening.
  • Make at least one payment with a PNC Online Bill Pay within 60 days of account opening.

Receive an additional $100 cash bonus:

  • Fund the Growth account of your Virtual Wallet with Performance Select with $20,000 within 60 days of opening the account and maintain that balance or higher for a consecutive 90 days.

Here is how to qualify for the cash reward, which totals $300

Receive a cash bonus of $200 when you:

  • Open a new Virtual Wallet with Performance Spend through this promotional page under the “Get $200” tab.
  • Establish a qualifying direct deposit totaling at least $2,000 within 60 days of account opening.
  • Make at least one payment with a PNC Online Bill Pay within 60 days of account opening.

Receive an additional $100 cash bonus:

  • Fund the Growth account of your Virtual Wallet with Performance Select with $20,000 within 60 days of opening the account, and maintain that balance or higher for a consecutive 90 days.

Here is how to qualify for the $100 cash reward

Get $100 cash bonus when you:

  • Open a new Virtual Wallet through this promotional page under the “Get $100” tab.
  • Establish a qualifying direct deposit totaling at least $500 within 60 days of account opening.
  • Make at least one payment with a PNC Online Bill Pay within 60 days of account opening.

Information

A qualifying direct deposit can include a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency.

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The appropriate cash bonus will be deposited within 60 business days after all conditions have been met.

The minimum deposit amount of $25 is required. Offer is only available to residents of DE, IL, IN, MD, NJ, PA, VA, WI, and the District of Columbia. If you don’t reside in any of these states, you may still qualify for up to $250 cash bonus through this deal.

The offer expires May 31, 2014.

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The accounts

PNC Bank offer is valid on some PNC Checking accounts. Virtual Wallet has a monthly service fee of $7. Virtual Wallet with Performance Spend and Virtual Wallet with Performance Select charge $15 and $25 respectively as their monthly service fee.

The monthly maintenance fee can be waived for all accounts when the requirements are met.

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