Barclaycard Ring Credit Card: 1% Back for New Customers (April 2014)

Theresa Kim

By , Staff Writer
Posted on Tue Apr 22, 2014, Last Updated on Mon Jul 28, 2014

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Barclaycard is offering 1% back on balance transfer to new customers who open a Barclaycard Ring MasterCard.

The deal

Sign up for a new Barclaycard Ring MasterCard through this promotional page under the “Apply Now” link.

Offer is subject to credit approval.

To qualify for the 1% statement credit offer, you must perform the balance transfer within the first 60 days of account opening. The statement credit for 1% of the value of the balance transfer will be awarded at the end of the cardmember’s billing statement after the qualifying balance transfer is made.

This offer may end at any time.

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The card

The Barclaycard Ring MasterCard is a low-rate credit card without any frills, like rewards points or cash back. It is advantageous for customers who carry a balance from time to time.

There are no balance transfer fees or annual fees. There is no penalty rate for missing a payment. There is a fee of $1 for each cash advance and 1% fee of each foreign transactions.

With the Barclaycard Ring, you get an 8% variable APR on every purchase, balance transfer and cash advances. This APR will vary with the market, based on the Prime Rate.

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