Home Ownership Isn’t Right For You If…
May 02

Home Ownership Isn’t Right For You If…

Owning a home has long been a part of the American dream. However, in light of the recent years of housing market instability and unemployment problems, owning a home may not be for everyone.

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The 9 Do’s and Don’ts of Life Insurance
Apr 30

The 9 Do’s and Don’ts of Life Insurance

If you have a family to support or if a loved one would suffer if your income suddenly disappeared after your untimely death, you should consider life insurance. If you’re mostly debt-free and have no dependents or a significant other, you may not need life insurance yet. Before starting a policy, it’s important to understand

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How to Be Financially Prepared In a Natural Disaster
Apr 26

How to Be Financially Prepared In a Natural Disaster

You can never truly be prepared for the unexpected, such as a natural disaster. However, technology today has afforded us the advanced warning systems to help us better protect ourselves and our family when facing imminent danger from storms, tornadoes, and earthquakes.

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5 Easy Ways I Teach My Kids About Money
Apr 24

5 Easy Ways I Teach My Kids About Money

There are many lessons taught in school that parents can and should reinforce at home. Money is not typically one of those lessons except when it comes to counting coins. There is little in the way of personal financial management taught in classrooms even at a university level. For this reason, giving kids a head

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4 Credit Card Services You Can Skip

4 Credit Card Services You Can Skip

Credit cards can be your best friends in situations of emergency when you need to make a payment fast. They can simplify your life by eliminating the need to carry cash and they aid in building credit, which is important for major purchases, like a home or car. Most likely as a credit card owner,

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What Is Return of Premium Life Insurance?
Apr 19

What Is Return of Premium Life Insurance?

Traditional term life insurance policies range from 10 to 30 years in length. It’s designed to protect you temporarily and is often purchased by parents who want to make sure they are leaving enough money behind to support their children if they should pass before their children are self-sufficient adults. If the policy holder outlives

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8 Incredible Ways Technology Has Changed Banking Forever
Apr 18

8 Incredible Ways Technology Has Changed Banking Forever

In the past, banking would have been considered a chore. When making a deposit, withdrawal, or cashing a check, customers would often wait in lines before the bank opened, in order to beat crowds. Upon entering, they would wait in another line to be greeted by a teller who would deposit or withdraw the money

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How to Decipher Your Credit Report
Apr 12

How to Decipher Your Credit Report

Credit reports play an essential role for today’s consumers. Even if you don’t plan to borrow money to buy a car, home, or other expensive item, many companies will look at your credit report to decide how responsible you are. Having an accurate credit report means you might pay lower rates on car insurance. It

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Savings Accounts: 6 Things You May Not Know
Apr 11

Savings Accounts: 6 Things You May Not Know

There’s a lot of advice floating around about the need for emergency savings funds and why it is important for your financial stability, but not everyone is jumping on board to establish a solid savings account. Many consumers are leery of their ability to save consistently and dismiss the necessary steps to grow their accounts.

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How to Avoid Panicking Over Letters from IRS
Apr 10

How to Avoid Panicking Over Letters from IRS

The Internal Revenue Service is often billed as a scary entity, and if you receive any correspondence from the IRS it can instantly induce panic attacks. There are many reasons the IRS may need to communicate with you, but regardless of the reason, there is no need to freak out. There is good reason to

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