How I Bought My First House on Foreclosure: Part One
Apr 11

How I Bought My First House on Foreclosure: Part One

Shirley Pulawski is a freelance writer for MyBankTracker.com who bought a house on foreclosure in Buffalo, NY back in 2000 and has written about buying foreclosure properties. This multi-part series chronicles her experience with buying, fixing, renting, and eventually selling the house for three times her costs in 2003. I’m a bargain hound. I’m the

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How the IRS Sees Your Side Gig: What You Should Know
Apr 10

How the IRS Sees Your Side Gig: What You Should Know

Making extra money by putting skills and talents to use on the side has become a staple form of extra income for many Americans as we crawl out of the recession. Many Americans also have hobbies which earn them extra income every now and then, but in the eyes of the IRS, what is the

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Can I Earn Reward Points or Miles by Paying Taxes?
Apr 09

Can I Earn Reward Points or Miles by Paying Taxes?

So the worst has happened after calculating your tax return: you owe money in taxes this year. Is there a way to make lemonade out of the grand experience of forking over a big chunk of cash? How about racking up some rewards points or travel miles on one of those rewards credit cards? Well,

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How to ‘Spring Clean’ Your Credit Cards
Apr 04

How to ‘Spring Clean’ Your Credit Cards

Credit cards are a useful tool for managing purchases, building credit, and reaping rewards point, cash back, or travel points. Unfortunately, the terms of credit cards change regularly, and a card which once had a great rewards program might not be as enticing as it once was. Every year, it’s a good idea to compare

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Good Financial Habits of Debt-Free People
Apr 03

Good Financial Habits of Debt-Free People

We live in a very credit-based society. Using a line of credit is how most of us purchase a home or vehicle, and we’re all constantly being asked to sign up for new credit cards in stores and in our mailboxes.

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Bad Credit? What You Should Know About Secured Credit Cards
Apr 02

Bad Credit? What You Should Know About Secured Credit Cards

Having bad credit doesn’t make it nearly as difficult to operate in a highly credit-based society as it has in the past. There are a lot of options for people with bad credit to be able to make purchases with a plastic card, and even rebuild credit while doing so.

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How to Study Abroad Without Breaking the Bank
Mar 31

How to Study Abroad Without Breaking the Bank

Studying abroad can be a life-altering and massively enriching experience. Getting out of one’s comfort zone and into a learning environment that includes cultural exchange, new surroundings, and gaining a broader world view can be a wonderful experience for students of any age. That experience can also cost a lot of money, and careful planning

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Milk Your Credit Card Rewards Without Spending a Dime

Milk Your Credit Card Rewards Without Spending a Dime

Collecting points, bonuses, and other rewards by using a rewards credit card can be exciting, fun, and addicting. However, there are many ways to rack up the points without making extra purchases, whether you’re looking for cash back, travel miles, or other perks.

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Which Home Renovations Are Worth the Payoff?
Mar 28

Which Home Renovations Are Worth the Payoff?

The housing market is picking up, and home values are ticking up in many markets, so it can be a good time to put a house on the market, especially if its looks are ahead of the competition. However, home repairs and renovations can be costly, and not all of them result in a higher

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Inexpensive and Scenic Places to Retire in the U.S.
Mar 25

Inexpensive and Scenic Places to Retire in the U.S.

When it’s retirement time, many people choose to live in their home towns, or the places they’ve spent most of their lives. Others opt for warm weather, while other retirees make living near other family a top priority. Still others simply want to live where their hard-earned, saved dollars will get them the most mileage,

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